Virginia Hourly Paycheck Calculator
An hourly wage in Virginia is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and Virginia's graduated income tax (2% to 5.75%) in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 6 states Virginia borders, the same $25 an hour is worth $41,733 here: Tennessee keeps $2,229 more ($43,962), North Carolina keeps $663 more ($42,396), West Virginia keeps $531 more ($42,264), Kentucky keeps $527 more ($42,260), District of Columbia keeps $275 more ($42,008) and Maryland leaves $29 less ($41,704). District of Columbia, Kentucky, North Carolina, Tennessee and West Virginia are the only borders worth crossing for the tax alone.
Estimated take-home
$1,605
every two weeks · $41,733 a year
For $25/hr, 40 hrs a week · Virginia · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Virginia income tax | − $85.75 | − $2,229 |
| Take-home pay | $1,605.10 | $41,733 |
FICA is Social Security plus Medicare.
Estimate based on 2026 federal and Virginia tax rules updated Oct 2026 How we calculate
Your details
More options 401(k), HSA, insurance, withholding…
Deductions & contributionspre-tax
Insurance & withholdingoptional
You keep
80¢of every dollar
On average you keep 80¢ of each dollar. Of your next $1,000, you’d keep about $746: the dashed line.
Insights
- Next $1,000
Every extra $1,000 you earn adds about $746 to your take-home. The other $254 goes to tax.
- In Texas
In Texas the same pay would leave you $2,229 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $56 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Effective tax rate 19.7%
Your details
Pay Type
Hourly Rate
Regular weekly hours (overtime applies to hours > 40)
Additional overtime hours at 1.5× rate (optional)
Pay Frequency
Filing Status
More options 401(k), HSA, FSA, insurance, dependents, withholding
Dependents
Children or other dependents you claim
Pre-tax Deductions
Typically 3-10% for matching, up to IRS limits
Health Savings Account (2026 limit: $4,400 individual, $8,750 family)
Flexible Spending Account (2026 limit: $3,400)
Pre-tax transit and parking benefits (2026 limit: $340/month)
Withholding & Benefits (Optional)
Extra amount to withhold for federal taxes per paycheck
Extra amount to withhold for state taxes per paycheck
Use this if you typically owe or receive a refund at tax time.
These deductions are taken after taxes are calculated.
Per paycheck
Per paycheck
Per paycheck
Advanced
Additional withholding
Extra amount to withhold from each paycheck
Take-home pay
$1,605
every two weeks · $41,733 a year
For $25/hr, 40 hrs a week · Virginia · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Virginia income tax | − $85.75 | − $2,229 |
| Take-home pay | $1,605.10 | $41,733 |
FICA is Social Security plus Medicare.
Effective tax rate 19.7% · You keep 80¢ of each dollar · Next $1,000 adds $746
Estimate based on 2026 federal and Virginia tax rules updated Oct 2026 How we calculate
You keep
80¢of every dollar
On average you keep 80¢ of each dollar. Of your next $1,000, you’d keep about $746: the dashed line.
- Next $1,000
Every extra $1,000 you earn adds about $746 to your take-home. The other $254 goes to tax.
- In Texas
In Texas the same pay would leave you $2,229 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $56 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- State income tax calculated for VA
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What common hourly wages leave in Virginia
Worked full time at 40 hours a week in Virginia, here is what common wages leave after federal tax, Virginia income tax and FICA in 2026:
| Wage | Gross | Virginia tax | You keep | Share kept |
|---|---|---|---|---|
| $18/hour | $37,440 | $1,392 | $30,871 | 82.5% |
| $25/hour | $52,000 | $2,229 | $41,733 | 80.3% |
| $35/hour | $72,800 | $3,425 | $56,619 | 77.8% |
Virginia takes about 4.3% of that money on top of the 8% federal marginal rate and 7.65% FICA.
How Virginia ranks on hourly wages
Across all 50 states and DC, Virginia ranks 41st for what $25 an hour leaves in 2026. That is $527 less than the median state ($42,260), and $2,059 more than Oregon, where the same $25 an hour leaves $39,674.
The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $2,229 more than Virginia keeps.
Virginia hourly wages against the states next door
Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Virginia against the states it borders:
| State | State income tax | You keep | vs Virginia |
|---|---|---|---|
| Virginia | $2,229 | $41,733 | — |
| District of Columbia | $1,954 | $42,008 | $275 more |
| Kentucky | $1,702 | $42,260 | $527 more |
| Maryland | $2,258 | $41,704 | $29 less |
| North Carolina | $1,566 | $42,396 | $663 more |
| Tennessee | None | $43,962 | $2,229 more |
| West Virginia | $1,698 | $42,264 | $531 more |
How hourly take-home pay is calculated in Virginia
Your hourly wage is just the starting point. Virginia workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.
- Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
- Virginia state income tax: Wages are taxed through Virginia's graduated income tax (2% to 5.75%), applied to each paycheck based on your annualized income and filing status.
- Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
- Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.
The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.
Frequently Asked Questions
Hourly wages in Virginia are subject to federal income tax (based on your annualized income and filing status), Virginia's graduated income tax (2% to 5.75%), and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.
Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Virginia bracket. In Virginia it works out to $30,871 on $18 an hour, $41,733 on $25 an hour, $56,619 on $35 an hour: take-home, not gross.
Federal income tax (using progressive brackets based on your annualized income and filing status), Virginia's graduated income tax (2% to 5.75%), Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).
Virginia's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Virginia have their own higher local minimums. Check your employer's offer against the current Virginia Department of Labor rates to verify compliance.
Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Virginia that is about $1,605 every two weeks, $1,739 semi-monthly or $3,478 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.
Against the 6 states Virginia borders, the same $25 an hour is worth $41,733 here: Tennessee keeps $2,229 more ($43,962), North Carolina keeps $663 more ($42,396), West Virginia keeps $531 more ($42,264), Kentucky keeps $527 more ($42,260), District of Columbia keeps $275 more ($42,008) and Maryland leaves $29 less ($41,704). District of Columbia, Kentucky, North Carolina, Tennessee and West Virginia are the only borders worth crossing for the tax alone.
Virginia's brackets are compressed at the bottom, meaning the first few brackets cover very small dollar amounts ($3,000-$17,000). For most taxpayers earning above $15,000-$20,000, virtually all income above the first bracket is taxed at 5.75%. This means the 'progressive' system effectively operates like a flat 5.75% tax for most earners, which surprises people who expect progressive brackets to mean gradual increases.
The 2% starting rate sounds reasonable, but Virginia's brackets are compressed at the bottom, meaning you hit the 5.75% top rate quickly. Most taxpayers earning above $15,000-$20,000 pay 5.75% on almost all their income. A $75,000 earner pays an effective rate very close to 5.75% (approximately $4,200-$4,300 annually), which is higher than many flat-tax states like Pennsylvania (3.07% flat) or North Carolina (3.99% flat). The low starting rate is misleading for most earners.
Related Tools
- Virginia Take-Home Pay Calculator: Full salary and hourly calculator for Virginia
- Virginia Overtime Calculator: Add overtime hours to your Virginia paycheck estimate
- Hourly Paycheck Calculator: Hourly take-home pay for any state