Understand your real take-home pay

How does your state's income compare?

Median household income runs from $59,127 in Mississippi to $109,707 in the District of Columbia, a 1.9× gap. Rank all 50 states and DC by household or individual income.

Median household income by state, in six equal groups

Take-home on $150,000, single, abroad 330+ days, US employer. 13 more countries in the calculator.

Work remotely? More than one state may tax you.

Where you live, where you work and where your employer is can each give a state a claim on your pay. Under its convenience-of-the-employer rule, New York can tax a New Jersey resident who never sets foot in the office. The analyzer checks residency, physical presence, reciprocity agreements and these rules for any mix of states.

Your home state usually credits tax paid to the other, so the same pay isn't fully taxed twice.

No tax on overtime: see what it adds to your refund

For 2025 to 2028 you can deduct the extra half of time-and-a-half, up to $12,500, or $25,000 on a joint return. Your paycheck still withholds as usual, so the savings come back when you file.

Single filer, federal income tax only. The deduction phases out above $150,000 of income ($300,000 joint).