Understand your real take-home pay
Calculate your net pay after federal, state, and local taxes. Accurate estimates for all US states.
Accurate calculations
Built with up-to-date tax brackets and rates for precise estimates
All US States
Calculate take-home pay for any state with accurate state and local tax calculations.
Detailed Breakdown
See exactly how your pay is calculated with comprehensive tax and deduction breakdowns.
Pre-Tax Deductions
Include 401(k), HSA, FSA, and commuter benefits for the most accurate estimate.
How it works
- 1
Enter your information
Provide your gross pay, pay frequency, state, and filing status.
- 2
Add deductions
Optionally include 401(k), HSA, FSA, and other pre-tax deductions.
- 3
View your results
See your estimated take-home pay with a detailed breakdown of taxes and deductions.
Guides and explainers
Go deeper on the topics that affect your paycheck.
Why is my paycheck lower than expected?
The most common reasons your take-home pay is less than you calculated.
Why are bonuses taxed higher?
How the 22% supplemental withholding rate works and why your refund corrects it.
Two jobs withholding explained
Why working two jobs causes under-withholding and how to fix it on your W-4.
Withholding & W-4 guide
How to fill out your W-4 to get the right amount withheld every paycheck.
Remote work taxes
Which states can tax your remote income and how to avoid double taxation.
The Desk — reporting on take-home pay
Analysis and explainers on compensation, taxes, and what your paycheck actually tells you.