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Maryland Hourly Paycheck Calculator

An hourly wage in Maryland is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and Maryland's graduated income tax (2% to 6.5%) in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 5 states Maryland borders, the same $25 an hour is worth $41,704 here: Pennsylvania keeps $662 more ($42,366), West Virginia keeps $560 more ($42,264), District of Columbia keeps $304 more ($42,008), Virginia keeps $29 more ($41,733) and Delaware leaves $61 less ($41,643). District of Columbia, Pennsylvania, Virginia and West Virginia are the only borders worth crossing for the tax alone.

Estimated take-home

$1,604

every two weeks · $41,704 a year

For $25/hr, 40 hrs a week · Maryland · local tax not included · single

Take-home 80%Taxes & deductions 20%

Pay stub

ItemPer paycheckPer year
Gross pay$2,000.00$52,000
Federal income tax− $156.15− $4,060
Social Security (FICA)− $124.00− $3,224
Medicare (FICA)− $29.00− $754
Maryland income tax− $86.86− $2,258
Take-home pay$1,603.99$41,704

FICA is Social Security plus Medicare.

Estimate based on 2026 federal and Maryland tax rules updated Oct 2026 How we calculate

Your details

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You keep

80¢of every dollar

On average you keep 80¢ of each dollar. Of your next $1,000, you’d keep about $756: the dashed line.

Insights

  • Next $1,000

    Every extra $1,000 you earn adds about $756 to your take-home. The other $244 goes to tax.

  • In Texas

    In Texas the same pay would leave you $2,258 more a year. Texas has no state income tax.

  • Overtime

    One more overtime hour a week ($37.50) would add about $57 to each paycheck after withholding.

State comparisons cover income and payroll taxes only; living costs and other taxes differ.

Effective tax rate 19.8%

What common hourly wages leave in Maryland

Worked full time at 40 hours a week in Maryland, here is what common wages leave after federal tax, Maryland income tax and FICA in 2026:

WageGrossMaryland taxYou keepShare kept
$18/hour$37,440$1,567$30,69682.0%
$25/hour$52,000$2,258$41,70480.2%
$35/hour$72,800$3,246$56,79878.0%

Maryland takes about 4.3% of that money on top of the 8% federal marginal rate and 7.65% FICA.

How Maryland ranks on hourly wages

Across all 50 states and DC, Maryland ranks 42nd for what $25 an hour leaves in 2026. That is $556 less than the median state ($42,260), and $2,030 more than Oregon, where the same $25 an hour leaves $39,674.

The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $2,258 more than Maryland keeps.

Maryland hourly wages against the states next door

Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Maryland against the states it borders:

StateState income taxYou keepvs Maryland
Maryland$2,258$41,704—
Delaware$2,319$41,643$61 less
District of Columbia$1,954$42,008$304 more
Pennsylvania$1,596$42,366$662 more
Virginia$2,229$41,733$29 more
West Virginia$1,698$42,264$560 more

Local income tax on hourly wages in Maryland

24 jurisdictions in Maryland levy an income tax of their own on top of the state rate. The calculator above does not include them, so add this if you live or work in one:

JurisdictionResident rateCost on $52,000
Kent County3.30%$1,605
Dorchester County3.30%$1,605
Baltimore City3.20%$1,557
Montgomery County3.20%$1,557
Prince George's County3.20%$1,557
Baltimore County3.20%$1,557
Howard County3.20%$1,557
Calvert County3.20%$1,557

How hourly take-home pay is calculated in Maryland

Your hourly wage is just the starting point. Maryland workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.

  • Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
  • Maryland state income tax: Wages are taxed through Maryland's graduated income tax (2% to 6.5%), applied to each paycheck based on your annualized income and filing status. Local income taxes in some Maryland cities or counties are not included.
  • Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
  • Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.

The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.

Frequently Asked Questions

Hourly wages in Maryland are subject to federal income tax (based on your annualized income and filing status), Maryland's graduated income tax (2% to 6.5%), and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.

Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Maryland bracket. In Maryland it works out to $30,696 on $18 an hour, $41,704 on $25 an hour, $56,798 on $35 an hour: take-home, not gross.

Federal income tax (using progressive brackets based on your annualized income and filing status), Maryland's graduated income tax (2% to 6.5%), Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).

Maryland's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Maryland have their own higher local minimums. Check your employer's offer against the current Maryland Department of Labor rates to verify compliance.

Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Maryland that is about $1,604 every two weeks, $1,738 semi-monthly or $3,475 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.

Against the 5 states Maryland borders, the same $25 an hour is worth $41,704 here: Pennsylvania keeps $662 more ($42,366), West Virginia keeps $560 more ($42,264), District of Columbia keeps $304 more ($42,008), Virginia keeps $29 more ($41,733) and Delaware leaves $61 less ($41,643). District of Columbia, Pennsylvania, Virginia and West Virginia are the only borders worth crossing for the tax alone.

Maryland's progressive brackets are so compressed at the bottom (first three brackets cover only $1,000-$3,000) that virtually all taxpayers earning above $5,000-$10,000 pay the 4.75%-5.75% rates on almost all their income. A $100,000 earner pays 4.75%-5.75% on approximately $97,000+ of their income, making their effective rate around 4.7%-5.7%: essentially a flat-like 5% rate for most taxpayers. The 'progressive' label is technically accurate but practically irrelevant for most earners.

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