Privacy Policy

TakeHome Pay ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you use our take-home pay calculator and related services.

Calculator Inputs

All calculations are performed entirely in your browser. We do not store, transmit, or collect any of the financial information you enter into our calculators, including:

• Salary or hourly wage information
• Tax filing status and dependents
• Pre-tax deductions (401k, HSA, FSA, etc.)
• Insurance premiums and withholding amounts
• Any other personal financial data

Automatically Collected Information

When you visit our website, we may automatically collect certain information, including:

• Browser type and version
• Device information (type, operating system)
• IP address (anonymized for analytics)
• Pages visited and time spent on pages
• Referring website addresses

We use the automatically collected information to:

• Improve our website and calculator functionality
• Show advertising, which keeps the calculators free
• Analyze usage patterns and user behavior
• Ensure website security and prevent fraud
• Comply with legal obligations

Cookies are small files a website stores in your browser. Our own code does not set any cookies. The cookies on this site are set by Google's advertising and analytics services, described under Third-Party Services below.

Your theme choice (light or dark) and any calculator scenarios you save are kept in your browser's local storage. They stay on your device, are never sent to us, and are removed when you clear this site's data in your browser.

You can block or delete cookies in your browser settings. The calculators still work without cookies, but the ads you see may be less relevant.

Advertising (Google AdSense)

This site shows ads served by Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website and to other websites. Google's use of advertising cookies lets Google and its partners serve ads to you based on your visits to this site and to other sites on the internet.

Other ad vendors and ad networks may also serve ads on this site through Google, and their cookies may likewise be used to serve ads based on your visits.

You can opt out of personalized advertising from Google in Google's Ads Settings. You can opt out of many third-party vendors' use of cookies for personalized advertising at www.aboutads.info or, in Europe, at www.youronlinechoices.eu. Opting out does not remove ads; it makes them less tailored to you.

Where the law requires consent, including in the European Economic Area, the UK and Switzerland, Google's consent message asks for your choice before ads use cookies for personalization. Read how Google uses information from sites that use its services.

Analytics

Google Analytics 4. We use Google Analytics 4 to see which pages are visited and how the calculators are used. It sets cookies (such as _ga) and sends Google the pages you view, your device and browser type, your approximate location, and the site that referred you. Google Analytics 4 does not log or store IP addresses. You can opt out with the Google Analytics opt-out browser add-on.

Vercel Web Analytics and Speed Insights. Our hosting provider, Vercel, counts page views and measures how fast pages load. These tools do not use cookies and do not track you across other websites. A visit is identified by a hash of the request that is discarded after 24 hours.

We implement appropriate technical and organizational measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access your personal information
• The right to request deletion of your personal information
• The right to opt out of the sale of personal information (if applicable)
• The right to non-discrimination for exercising your privacy rights

To exercise these rights, please contact us using the information provided below.

Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us, and we will take steps to delete such information.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

If you have any questions about this Privacy Policy, please contact us at:

Email: support@realtakehomepay.com