Tax Refund Estimator
Tax year 2026 · Federal + StateEstimated federal refund
$2,640
coming back to you
Your return
The total federal income tax taken out of your paychecks. If you don't have your W-2 yet, your last pay stub of the year shows the same year-to-date total.
$2,200 each in Child Tax Credit, reduced at higher incomes.
Anything else?
Most people can skip these. Each one you review narrows the range on your estimate.
What this estimate does not model
- State credits and state-specific deductions. State tax is estimated by applying your state's brackets to your federal AGI, so it is a coarser figure than the federal one.
- Alternative Minimum Tax, and Marketplace premium tax credit reconciliation.
- Rental, partnership and foreign income, and the QBI wage tests at high incomes.
- Anything that changed after 31 December.
Estimates based on 2026 tax rules (updated July 2026). Actual amounts may vary based on your W-4, benefits, and employer payroll rules.
Estimated federal refund
$2,640
coming back to you
No email, no account. Your figures are never sent anywhere.
Your return
These few fields get most filers a usable estimate.
The total federal income tax taken out of your paychecks. If you don't have your W-2 yet, your last pay stub of the year shows the same year-to-date total.
$2,200 each in Child Tax Credit, reduced at higher incomes.
Anything else?
Most people can skip these. Each section you review removes a source of uncertainty and narrows the range.
How we got there
The whole return, in the order the IRS works through it.
Income
Deductions
Tax
Credits
Payments and refundable credits
What this estimate does not model
- State credits and state-specific deductions. State tax is estimated by applying your state's brackets to your federal AGI, so it is a coarser figure than the federal one.
- Alternative Minimum Tax, and Marketplace premium tax credit reconciliation.
- Rental, partnership and foreign income, and the QBI wage tests at high incomes.
- Anything that changed after 31 December.
Estimates based on 2026 tax rules (updated July 2026). Actual amounts may vary based on your W-4, benefits, and employer payroll rules.
Estimates use 2026 federal and state tax rules and are for general guidance only. State tax is approximated by applying your state's brackets to your federal AGI and does not model state-specific deductions or credits, so it is coarser than the federal figure. Your actual refund depends on your complete return, including income, deductions and credits this tool does not model. This is not tax advice — for personalized advice, consult a qualified tax professional.