Virginia Overtime Calculator

Not fully. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). It's claimed on Schedule 1-A, phases out above $150,000 of income ($300,000 joint), and doesn't reduce Social Security or Medicare. It's a federal deduction, so don't assume Virginia income tax follows it. Your employer still withholds on overtime unless you claim the deduction on a new W-4, so for most people it shows up as a bigger refund.

Overtime can push your annualized income into a higher bracket, but only the dollars above the threshold are taxed at the higher rate: you always take home more by working the hours. Priced for Virginia: five overtime hours a week is worth $7,274 a year after tax, ten overtime hours a week is worth $14,047 a year after tax, fifteen overtime hours a week is worth $20,346 a year after tax, against $19,500 gross on the middle figure.

Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5× their regular rate beyond 40 hours in a workweek. Virginia adds no daily-overtime rule on top of that federal floor. The calculator uses the standard 1.5× multiplier.

Virginia follows the federal FLSA standard: at least 1.5× your regular rate for hours beyond 40 in a workweek, with no additional daily-overtime requirement. If you believe you're owed overtime, the Virginia Department of Labor is the place to check. Our calculator uses the standard 1.5× multiplier.

Add regular earnings (rate × regular hours) to overtime earnings (rate × 1.5 × overtime hours), then subtract federal tax, Virginia income tax and FICA. In Virginia that leaves about 72.0% of each overtime dollar: $14,047 of the $19,500 that ten overtime hours a week adds over a year.

Against the 6 states Virginia borders, the same ten overtime hours a week is worth $14,047 here: Tennessee keeps $1,121 more ($15,168), Kentucky keeps $439 more ($14,486), North Carolina keeps $343 more ($14,390), West Virginia keeps $212 more ($14,259), Maryland keeps $195 more ($14,242) and District of Columbia leaves $126 less ($13,921). Kentucky, Maryland, North Carolina, Tennessee and West Virginia are the only borders worth crossing for the tax alone.

No. Virginia has no local income taxes, so you pay the same state rate regardless of where you work in Virginia. The same holds if you live in Virginia but work in DC: DC does not tax the wages of people who live in another state, so you pay Virginia tax on your DC wages and no DC income tax, as long as you don't keep a home in DC for 183 days or more in the year. If your employer withholds DC tax by mistake, you can claim it back on DC Form D-40B. Where you live, not where you work, decides which jurisdiction taxes your wages here.

Virginia's brackets are compressed at the bottom, meaning the first few brackets cover very small dollar amounts ($3,000-$17,000). For most taxpayers earning above $15,000-$20,000, virtually all income above the first bracket is taxed at 5.75%. This means the 'progressive' system effectively operates like a flat 5.75% tax for most earners, which surprises people who expect progressive brackets to mean gradual increases.