Utah Hourly Paycheck Calculator
An hourly wage in Utah is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and a flat 4.5% Utah income tax in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 6 states Utah borders, the same $25 an hour is worth $41,622 here: Nevada keeps $2,340 more ($43,962), Wyoming keeps $2,340 more ($43,962), Arizona keeps $1,443 more ($43,065), New Mexico keeps $1,062 more ($42,684), Colorado keeps $532 more ($42,154) and Idaho keeps $437 more ($42,059). Arizona, Colorado, Idaho, Nevada, New Mexico and Wyoming are the only borders worth crossing for the tax alone.
Estimated take-home
$1,601
every two weeks · $41,622 a year
For $25/hr, 40 hrs a week · Utah · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Utah income tax | − $90.00 | − $2,340 |
| Take-home pay | $1,600.85 | $41,622 |
FICA is Social Security plus Medicare.
Estimate based on 2026 federal and Utah tax rules updated Oct 2026 How we calculate
Your details
More options 401(k), HSA, insurance, withholding…
Deductions & contributionspre-tax
Insurance & withholdingoptional
You keep
80¢of every dollar
On average you keep 80¢ of each dollar. Of your next $1,000, you’d keep about $759: the dashed line.
Insights
- Next $1,000
Every extra $1,000 you earn adds about $759 to your take-home. The other $241 goes to tax.
- In Texas
In Texas the same pay would leave you $2,340 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $57 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Effective tax rate 20.0%
Your details
Pay Type
Hourly Rate
Regular weekly hours (overtime applies to hours > 40)
Additional overtime hours at 1.5× rate (optional)
Pay Frequency
Filing Status
More options 401(k), HSA, FSA, insurance, dependents, withholding
Dependents
Children or other dependents you claim
Pre-tax Deductions
Typically 3-10% for matching, up to IRS limits
Health Savings Account (2026 limit: $4,400 individual, $8,750 family)
Flexible Spending Account (2026 limit: $3,400)
Pre-tax transit and parking benefits (2026 limit: $340/month)
Withholding & Benefits (Optional)
Extra amount to withhold for federal taxes per paycheck
Extra amount to withhold for state taxes per paycheck
Use this if you typically owe or receive a refund at tax time.
These deductions are taken after taxes are calculated.
Per paycheck
Per paycheck
Per paycheck
Advanced
Additional withholding
Extra amount to withhold from each paycheck
Take-home pay
$1,601
every two weeks · $41,622 a year
For $25/hr, 40 hrs a week · Utah · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Utah income tax | − $90.00 | − $2,340 |
| Take-home pay | $1,600.85 | $41,622 |
FICA is Social Security plus Medicare.
Effective tax rate 20.0% · You keep 80¢ of each dollar · Next $1,000 adds $759
Estimate based on 2026 federal and Utah tax rules updated Oct 2026 How we calculate
You keep
80¢of every dollar
On average you keep 80¢ of each dollar. Of your next $1,000, you’d keep about $759: the dashed line.
- Next $1,000
Every extra $1,000 you earn adds about $759 to your take-home. The other $241 goes to tax.
- In Texas
In Texas the same pay would leave you $2,340 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $57 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- State income tax calculated for UT
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What common hourly wages leave in Utah
Worked full time at 40 hours a week in Utah, here is what common wages leave after federal tax, Utah income tax and FICA in 2026:
| Wage | Gross | Utah tax | You keep | Share kept |
|---|---|---|---|---|
| $18/hour | $37,440 | $1,685 | $30,578 | 81.7% |
| $25/hour | $52,000 | $2,340 | $41,622 | 80.0% |
| $35/hour | $72,800 | $3,276 | $56,769 | 78.0% |
Utah takes about 4.5% of that money on top of the 8% federal marginal rate and 7.65% FICA.
How Utah ranks on hourly wages
Across all 50 states and DC, Utah ranks 44th for what $25 an hour leaves in 2026. That is $638 less than the median state ($42,260), and $1,948 more than Oregon, where the same $25 an hour leaves $39,674.
The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $2,340 more than Utah keeps.
Utah hourly wages against the states next door
Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Utah against the states it borders:
How hourly take-home pay is calculated in Utah
Your hourly wage is just the starting point. Utah workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.
- Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
- Utah state income tax: Utah taxes wages at a flat 4.5%, applied to each paycheck based on your annualized income.
- Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
- Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.
The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.
Frequently Asked Questions
Hourly wages in Utah are subject to federal income tax (based on your annualized income and filing status), Utah's flat 4.5% income tax, and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.
Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Utah bracket. In Utah it works out to $30,578 on $18 an hour, $41,622 on $25 an hour, $56,769 on $35 an hour: take-home, not gross.
Federal income tax (using progressive brackets based on your annualized income and filing status), a flat 4.5% Utah income tax, Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).
Utah's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Utah have their own higher local minimums. Check your employer's offer against the current Utah Department of Labor rates to verify compliance.
Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Utah that is about $1,601 every two weeks, $1,734 semi-monthly or $3,469 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.
Against the 6 states Utah borders, the same $25 an hour is worth $41,622 here: Nevada keeps $2,340 more ($43,962), Wyoming keeps $2,340 more ($43,962), Arizona keeps $1,443 more ($43,065), New Mexico keeps $1,062 more ($42,684), Colorado keeps $532 more ($42,154) and Idaho keeps $437 more ($42,059). Arizona, Colorado, Idaho, Nevada, New Mexico and Wyoming are the only borders worth crossing for the tax alone.
Utah's flat 4.5% rate is identical to Colorado's, but Utah doesn't have the same local sales tax variations. This creates a more predictable tax burden, but the 4.5% rate is higher than neighboring states like Wyoming (no income tax) or Nevada (no income tax), which surprises people who assume all Western states have similar tax structures. A $75,000 earner pays $3,375 annually in Utah, while the same earner in Wyoming or Nevada pays $0.
Related Tools
- Utah Take-Home Pay Calculator: Full salary and hourly calculator for Utah
- Utah Overtime Calculator: Add overtime hours to your Utah paycheck estimate
- Hourly Paycheck Calculator: Hourly take-home pay for any state