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Utah Overtime Calculator

Overtime in Utah is withheld on at your normal federal rate: there is no separate overtime tax rate. Federal law sets overtime at 1.5× your regular hourly rate past 40 hours in a workweek, and those hours face federal income tax, FICA of 7.65%, and a flat 4.5% Utah income tax in 2026, though the federal premium is now deductible when you file.

Is overtime taxed in Utah?

Yes, but not at a special rate: overtime in Utah is withheld on in your normal federal brackets plus Utah's flat 4.5% income tax, like your regular hours. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). Bigger checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Against the 6 states Utah borders, the same ten overtime hours a week is worth $14,291 here: Nevada keeps $878 more ($15,168), Wyoming keeps $878 more ($15,168), Arizona keeps $390 more ($14,681), New Mexico leaves $39 less ($14,252), Colorado leaves $66 less ($14,224) and Idaho leaves $156 less ($14,135). Arizona, Nevada and Wyoming are the only borders worth crossing for the tax alone.

See what your overtime hours actually add

Estimated take-home

$55,913 /yr

$2,150 per paycheck · $4,659/moFor $25/hr, 40 + 10 overtime hrs a week · Utah · single

Take-home 78%Taxes 22%

Calculation breakdown

  • Gross salary$71,500.00
  • Federal income tax−$6,900.00
  • FICA (Social Security & Medicare)−$5,469.75
  • State income tax (Utah)−$3,217.50
  • Total take-home$55,912.75

Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.

Estimate based on 2026 federal and Utah tax rules updated Oct 2026 How we calculate

Your details

More options Deductions & details · optional
Overtime adds $14,291/yr: you keep 73.29% of each overtime dollar.
No tax on overtime: $6,500 of this overtime is the deductible “half”. Claimed on your federal return, that's about $1,280 more back at tax time. See your refund →

What overtime hours are actually worth in Utah

On top of full-time pay at $25 an hour ($52,000 a year) in Utah, here is what each extra dollar survives federal tax, Utah income tax and FICA in 2026:

Overtime workedGrossUtah taxYou keepShare kept
5 OT hours a week$9,750$439$7,39575.8%
10 OT hours a week$19,500$878$14,29173.3%
15 OT hours a week$29,250$1,316$20,71170.8%

Utah takes about 4.5% of that money on top of the 15% federal marginal rate and 7.65% FICA.

How Utah ranks on overtime hours

Across all 50 states and DC, Utah ranks 23rd for what ten overtime hours a week leaves in 2026, tied with 1 other state that levy no income tax on wages. That is $31 more than the median state ($14,260), and $946 more than Oregon, where the same ten overtime hours a week leaves $13,345.

The best outcome anywhere is $15,168 in Alaska and the other states with no wage income tax, $878 more than Utah keeps.

Utah overtime hours against the states next door

Crossing a state line changes what the same overtime hour is worth without changing what you are paid. Here is ten overtime hours a week in Utah against the states it borders:

StateState income taxYou keepvs Utah
Utah$878$14,291—
Arizona$488$14,681$390 more
Colorado$858$14,224$66 less
Idaho$1,033$14,135$156 less
NevadaNone$15,168$878 more
New Mexico$917$14,252$39 less
WyomingNone$15,168$878 more

How overtime is taxed in Utah

Short answer: no: Utah does not tax overtime at a higher rate, and neither does the IRS. Overtime pay (1.5× your regular rate past 40 hours/week) is withheld on as ordinary income: normal federal brackets plus Utah's flat 4.5%, like your regular hours. Big overtime checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Here's the full picture. Utah is not alone: Oklahoma leave exactly the same $14,291.

  • Overtime rate is 1.5× your regular pay: Federal law requires at least 1.5 times your regular hourly rate for hours worked beyond 40 in a workweek. Some states and employers offer higher rates.
  • Withheld as ordinary income: There is no special tax rate for overtime pay. It's added to your regular wages and withheld on in the same federal brackets plus Utah's flat 4.5% income tax.
  • The premium is deductible federally (2025-2028): When you file, the extra half of time-and-a-half the FLSA requires comes off your federal taxable income: up to $12,500, or $25,000 married filing jointly, phasing out above $150,000 of income. Social Security and Medicare still apply.
  • Higher income can mean higher withholding: Because overtime increases your total paycheck, your employer annualizes the higher amount when calculating withholding, which can result in a higher rate on the overtime portion.
  • You always take home more by working overtime: Even in a high tax bracket, you keep more than 50% of each overtime dollar. Higher taxes on overtime never mean you'd be better off working fewer hours.

Enter your hourly rate and overtime hours below to see your exact Utah take-home pay after all taxes.

Frequently Asked Questions

On your paycheck, overtime in Utah is ordinary wages: there is no special overtime tax rate. Federally it falls into your normal brackets, and Utah taxes it at the same flat 4.5% as your regular wages. The federal overtime deduction you claim at filing doesn't change Utah's withholding, which still applies to every overtime dollar.

Not fully. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). It's claimed on Schedule 1-A, phases out above $150,000 of income ($300,000 joint), and doesn't reduce Social Security or Medicare. It's a federal deduction, so don't assume Utah income tax follows it. Your employer still withholds on overtime unless you claim the deduction on a new W-4, so for most people it shows up as a bigger refund.

Overtime can push your annualized income into a higher bracket, but only the dollars above the threshold are taxed at the higher rate: you always take home more by working the hours. Priced for Utah: five overtime hours a week is worth $7,395 a year after tax, ten overtime hours a week is worth $14,291 a year after tax, fifteen overtime hours a week is worth $20,711 a year after tax, against $19,500 gross on the middle figure.

Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5× their regular rate beyond 40 hours in a workweek. Utah adds no daily-overtime rule on top of that federal floor. The calculator uses the standard 1.5× multiplier.

Utah follows the federal FLSA standard: at least 1.5× your regular rate for hours beyond 40 in a workweek, with no additional daily-overtime requirement. If you believe you're owed overtime, the Utah Department of Labor is the place to check. Our calculator uses the standard 1.5× multiplier.

Add regular earnings (rate × regular hours) to overtime earnings (rate × 1.5 × overtime hours), then subtract federal tax, Utah income tax and FICA. In Utah that leaves about 73.3% of each overtime dollar: $14,291 of the $19,500 that ten overtime hours a week adds over a year.

Against the 6 states Utah borders, the same ten overtime hours a week is worth $14,291 here: Nevada keeps $878 more ($15,168), Wyoming keeps $878 more ($15,168), Arizona keeps $390 more ($14,681), New Mexico leaves $39 less ($14,252), Colorado leaves $66 less ($14,224) and Idaho leaves $156 less ($14,135). Arizona, Nevada and Wyoming are the only borders worth crossing for the tax alone. Utah is not alone: Oklahoma leave exactly the same $14,291.

Utah's flat 4.5% rate is identical to Colorado's, but Utah doesn't have the same local sales tax variations. This creates a more predictable tax burden, but the 4.5% rate is higher than neighboring states like Wyoming (no income tax) or Nevada (no income tax), which surprises people who assume all Western states have similar tax structures. A $75,000 earner pays $3,375 annually in Utah, while the same earner in Wyoming or Nevada pays $0.

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