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Arizona Hourly Paycheck Calculator

An hourly wage in Arizona is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and a flat 2.5% Arizona income tax in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 5 states Arizona borders, the same $25 an hour is worth $43,065 here: Nevada keeps $898 more ($43,962), New Mexico leaves $381 less ($42,684), Colorado leaves $911 less ($42,154), California leaves $1,101 less ($41,964) and Utah leaves $1,443 less ($41,622). Nevada is the only border worth crossing for the tax alone.

Estimated take-home

$1,656

every two weeks · $43,065 a year

For $25/hr, 40 hrs a week · Arizona · single

Take-home 83%Taxes & deductions 17%

Pay stub

ItemPer paycheckPer year
Gross pay$2,000.00$52,000
Federal income tax− $156.15− $4,060
Social Security (FICA)− $124.00− $3,224
Medicare (FICA)− $29.00− $754
Arizona income tax− $34.52− $898
Take-home pay$1,656.33$43,065

FICA is Social Security plus Medicare.

Estimate based on 2026 federal and Arizona tax rules updated Oct 2026 How we calculate

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You keep

83¢of every dollar

On average you keep 83¢ of each dollar. Of your next $1,000, you’d keep about $779: the dashed line.

Insights

  • Next $1,000

    Every extra $1,000 you earn adds about $779 to your take-home. The other $221 goes to tax.

  • Overtime

    One more overtime hour a week ($37.50) would add about $58 to each paycheck after withholding.

  • 401(k)

    Putting 5% into a 401(k) would save $2,600 a year but lower your take-home by only $2,223.

Effective tax rate 17.2%

What common hourly wages leave in Arizona

Worked full time at 40 hours a week in Arizona, here is what common wages leave after federal tax, Arizona income tax and FICA in 2026:

WageGrossArizona taxYou keepShare kept
$18/hour$37,440$534$31,73084.7%
$25/hour$52,000$898$43,06582.8%
$35/hour$72,800$1,418$58,62780.5%

Arizona takes about 1.7% of that money on top of the 8% federal marginal rate and 7.65% FICA.

How Arizona ranks on hourly wages

Across all 50 states and DC, Arizona ranks 12th for what $25 an hour leaves in 2026. That is $805 more than the median state ($42,260), and $3,391 more than Oregon, where the same $25 an hour leaves $39,674.

The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $898 more than Arizona keeps.

Arizona hourly wages against the states next door

Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Arizona against the states it borders:

StateState income taxYou keepvs Arizona
Arizona$898$43,065—
California$1,322$41,964$1,101 less
Colorado$1,580$42,154$911 less
NevadaNone$43,962$898 more
New Mexico$1,278$42,684$381 less
Utah$2,340$41,622$1,443 less

How hourly take-home pay is calculated in Arizona

Your hourly wage is just the starting point. Arizona workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.

  • Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
  • Arizona state income tax: Arizona taxes wages at a flat 2.5%, applied to each paycheck based on your annualized income.
  • Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
  • Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.

The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.

Frequently Asked Questions

Hourly wages in Arizona are subject to federal income tax (based on your annualized income and filing status), Arizona's flat 2.5% income tax, and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.

Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Arizona bracket. In Arizona it works out to $31,730 on $18 an hour, $43,065 on $25 an hour, $58,627 on $35 an hour: take-home, not gross.

Federal income tax (using progressive brackets based on your annualized income and filing status), a flat 2.5% Arizona income tax, Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).

Arizona's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Arizona have their own higher local minimums. Check your employer's offer against the current Arizona Department of Labor rates to verify compliance.

Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Arizona that is about $1,656 every two weeks, $1,794 semi-monthly or $3,589 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.

Against the 5 states Arizona borders, the same $25 an hour is worth $43,065 here: Nevada keeps $898 more ($43,962), New Mexico leaves $381 less ($42,684), Colorado leaves $911 less ($42,154), California leaves $1,101 less ($41,964) and Utah leaves $1,443 less ($41,622). Nevada is the only border worth crossing for the tax alone.

Arizona taxes income above the standard deduction ($16,100 single, $32,200 married) at a flat 2.5%, the lowest rate of any flat-tax state. A $75,000 earner pays $1,473 a year (2.0% of salary), and a raise is always taxed at the same 2.5%, so there is no bracket to be pushed into.

Yes, at every income level. Arizona's 2.5% is the lowest flat rate in the country, and its standard deduction ($16,100 single) lowers the effective rate further. A $75,000 earner pays $1,473 in Arizona, compared with $2,484 in North Carolina (3.99% flat) and $3,713 in Illinois (4.95% flat). At $200,000, Arizona's $4,598 compares with $6,140 in Pennsylvania (3.07% flat).

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