North Dakota Hourly Paycheck Calculator
An hourly wage in North Dakota is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and North Dakota's graduated income tax (1.95% to 2.5%) in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 3 states North Dakota borders, the same $25 an hour is worth $43,962 here: South Dakota matches it, Montana leaves $1,687 less ($42,275) and Minnesota leaves $2,013 less ($41,949). North Dakota beats every state it borders on this, so the commute only pays in the other direction.
Estimated take-home
$1,691
every two weeks · $43,962 a year
For $25/hr, 40 hrs a week · North Dakota · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| North Dakota income tax | $0.00 | $0 |
| Take-home pay | $1,690.85 | $43,962 |
FICA is Social Security plus Medicare.
Estimate based on 2026 federal and North Dakota tax rules updated Oct 2026 How we calculate
Your details
More options 401(k), HSA, insurance, withholding…
Deductions & contributionspre-tax
Insurance & withholdingoptional
You keep
85¢of every dollar
On average you keep 85¢ of each dollar. Of your next $1,000, you’d keep about $804: the dashed line.
Insights
- Next $1,000
Every extra $1,000 you earn adds about $804 to your take-home. The other $196 goes to tax.
- Overtime
One more overtime hour a week ($37.50) would add about $60 to each paycheck after withholding.
- 401(k)
Putting 5% into a 401(k) would save $2,600 a year but lower your take-home by only $2,288.
Effective tax rate 15.5%
Your details
Pay Type
Hourly Rate
Regular weekly hours (overtime applies to hours > 40)
Additional overtime hours at 1.5× rate (optional)
Pay Frequency
Filing Status
More options 401(k), HSA, FSA, insurance, dependents, withholding
Dependents
Children or other dependents you claim
Pre-tax Deductions
Typically 3-10% for matching, up to IRS limits
Health Savings Account (2026 limit: $4,400 individual, $8,750 family)
Flexible Spending Account (2026 limit: $3,400)
Pre-tax transit and parking benefits (2026 limit: $340/month)
Withholding & Benefits (Optional)
Extra amount to withhold for federal taxes per paycheck
Extra amount to withhold for state taxes per paycheck
Use this if you typically owe or receive a refund at tax time.
These deductions are taken after taxes are calculated.
Per paycheck
Per paycheck
Per paycheck
Advanced
Additional withholding
Extra amount to withhold from each paycheck
Take-home pay
$1,691
every two weeks · $43,962 a year
For $25/hr, 40 hrs a week · North Dakota · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| North Dakota income tax | $0.00 | $0 |
| Take-home pay | $1,690.85 | $43,962 |
FICA is Social Security plus Medicare.
Effective tax rate 15.5% · You keep 85¢ of each dollar · Next $1,000 adds $804
Estimate based on 2026 federal and North Dakota tax rules updated Oct 2026 How we calculate
You keep
85¢of every dollar
On average you keep 85¢ of each dollar. Of your next $1,000, you’d keep about $804: the dashed line.
- Next $1,000
Every extra $1,000 you earn adds about $804 to your take-home. The other $196 goes to tax.
- Overtime
One more overtime hour a week ($37.50) would add about $60 to each paycheck after withholding.
- 401(k)
Putting 5% into a 401(k) would save $2,600 a year but lower your take-home by only $2,288.
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- State income tax calculated for ND
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What common hourly wages leave in North Dakota
Worked full time at 40 hours a week in North Dakota, here is what common wages leave after federal tax, North Dakota income tax and FICA in 2026:
| Wage | Gross | North Dakota tax | You keep | Share kept |
|---|---|---|---|---|
| $18/hour | $37,440 | $0 | $32,263 | 86.2% |
| $25/hour | $52,000 | $0 | $43,962 | 84.5% |
| $35/hour | $72,800 | $160 | $59,884 | 82.3% |
North Dakota takes about 0.0% of that money on top of the 8% federal marginal rate and 7.65% FICA.
How North Dakota ranks on hourly wages
Across all 50 states and DC, North Dakota ranks 1st for what $25 an hour leaves in 2026, tied with 8 other states that levy no income tax on wages. That is $1,702 more than the median state ($42,260), and $4,288 more than Oregon, where the same $25 an hour leaves $39,674.
North Dakota hourly wages against the states next door
Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in North Dakota against the states it borders:
| State | State income tax | You keep | vs North Dakota |
|---|---|---|---|
| North Dakota | $0 | $43,962 | — |
| Minnesota | $2,013 | $41,949 | $2,013 less |
| Montana | $1,687 | $42,275 | $1,687 less |
| South Dakota | None | $43,962 | Same |
How hourly take-home pay is calculated in North Dakota
Your hourly wage is just the starting point. North Dakota workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.
- Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
- North Dakota state income tax: Wages are taxed through North Dakota's graduated income tax (1.95% to 2.5%), applied to each paycheck based on your annualized income and filing status.
- Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
- Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.
The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.
Frequently Asked Questions
Hourly wages in North Dakota are subject to federal income tax (based on your annualized income and filing status), North Dakota's graduated income tax (1.95% to 2.5%), and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.
Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and North Dakota bracket. In North Dakota it works out to $32,263 on $18 an hour, $43,962 on $25 an hour, $59,884 on $35 an hour: take-home, not gross.
Federal income tax (using progressive brackets based on your annualized income and filing status), North Dakota's graduated income tax (1.95% to 2.5%), Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).
North Dakota's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within North Dakota have their own higher local minimums. Check your employer's offer against the current North Dakota Department of Labor rates to verify compliance.
Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in North Dakota that is about $1,691 every two weeks, $1,832 semi-monthly or $3,664 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.
Against the 3 states North Dakota borders, the same $25 an hour is worth $43,962 here: South Dakota matches it, Montana leaves $1,687 less ($42,275) and Minnesota leaves $2,013 less ($41,949). North Dakota beats every state it borders on this, so the commute only pays in the other direction. North Dakota is not alone: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas and Wyoming leave exactly the same $43,962.
North Dakota's zero-percent bracket covers the first $44,525 for singles or $89,050 for married filers: significantly larger than most states' low-income brackets. This means most middle-income earners pay little or no state income tax. A $75,000 earner pays an effective rate around 0.6%-1% (approximately $450-$750 annually), while the same earner in a flat-tax state like Pennsylvania would pay $2,300 (3.07% flat, though PA may have local EIT). North Dakota's rates are among the lowest in the nation.
Related Tools
- North Dakota Take-Home Pay Calculator: Full salary and hourly calculator for North Dakota
- North Dakota Overtime Calculator: Add overtime hours to your North Dakota paycheck estimate
- Hourly Paycheck Calculator: Hourly take-home pay for any state