TakeHome Pay
CalculatorHourlyBonusOvertimeNo Tax on OTNo Tax on TipsOffersIncome %Total CompTax Refund

Minnesota Hourly Paycheck Calculator

An hourly wage in Minnesota is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and Minnesota's graduated income tax (5.35% to 9.85%) in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 4 states Minnesota borders, the same $25 an hour is worth $41,949 here: North Dakota keeps $2,013 more ($43,962), South Dakota keeps $2,013 more ($43,962), Iowa keeps $648 more ($42,598) and Wisconsin keeps $475 more ($42,424). Iowa, North Dakota, South Dakota and Wisconsin are the only borders worth crossing for the tax alone.

Estimated take-home

$1,613

every two weeks · $41,949 a year

For $25/hr, 40 hrs a week · Minnesota · single

Take-home 81%Taxes & deductions 19%

Pay stub

ItemPer paycheckPer year
Gross pay$2,000.00$52,000
Federal income tax− $156.15− $4,060
Social Security (FICA)− $124.00− $3,224
Medicare (FICA)− $29.00− $754
Minnesota income tax− $77.41− $2,013
Take-home pay$1,613.44$41,949

FICA is Social Security plus Medicare.

Estimate based on 2026 federal and Minnesota tax rules updated Oct 2026 How we calculate

Your details

$
More options 401(k), HSA, insurance, withholding…
Deductions & contributionspre-tax
%
$
$
$
Insurance & withholdingoptional
$
$
$
$
$
$

You keep

81¢of every dollar

On average you keep 81¢ of each dollar. Of your next $1,000, you’d keep about $736: the dashed line.

Insights

  • Next $1,000

    Every extra $1,000 you earn adds about $736 to your take-home. The other $264 goes to tax.

  • In Texas

    In Texas the same pay would leave you $2,013 more a year. Texas has no state income tax.

  • Overtime

    One more overtime hour a week ($37.50) would add about $55 to each paycheck after withholding.

State comparisons cover income and payroll taxes only; living costs and other taxes differ.

Effective tax rate 19.3%

What common hourly wages leave in Minnesota

Worked full time at 40 hours a week in Minnesota, here is what common wages leave after federal tax, Minnesota income tax and FICA in 2026:

WageGrossMinnesota taxYou keepShare kept
$18/hour$37,440$1,184$31,07983.0%
$25/hour$52,000$2,013$41,94980.7%
$35/hour$72,800$3,427$56,61877.8%

Minnesota takes about 3.9% of that money on top of the 8% federal marginal rate and 7.65% FICA.

How Minnesota ranks on hourly wages

Across all 50 states and DC, Minnesota ranks 36th for what $25 an hour leaves in 2026. That is $310 less than the median state ($42,260), and $2,276 more than Oregon, where the same $25 an hour leaves $39,674.

The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $2,013 more than Minnesota keeps.

Minnesota hourly wages against the states next door

Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Minnesota against the states it borders:

StateState income taxYou keepvs Minnesota
Minnesota$2,013$41,949—
Iowa$1,364$42,598$648 more
North Dakota$0$43,962$2,013 more
South DakotaNone$43,962$2,013 more
Wisconsin$1,538$42,424$475 more

How hourly take-home pay is calculated in Minnesota

Your hourly wage is just the starting point. Minnesota workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.

  • Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
  • Minnesota state income tax: Wages are taxed through Minnesota's graduated income tax (5.35% to 9.85%), applied to each paycheck based on your annualized income and filing status.
  • Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
  • Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.

The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.

Frequently Asked Questions

Hourly wages in Minnesota are subject to federal income tax (based on your annualized income and filing status), Minnesota's graduated income tax (5.35% to 9.85%), and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.

Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Minnesota bracket. In Minnesota it works out to $31,079 on $18 an hour, $41,949 on $25 an hour, $56,618 on $35 an hour: take-home, not gross.

Federal income tax (using progressive brackets based on your annualized income and filing status), Minnesota's graduated income tax (5.35% to 9.85%), Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).

Minnesota's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Minnesota have their own higher local minimums. Check your employer's offer against the current Minnesota Department of Labor rates to verify compliance.

Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Minnesota that is about $1,613 every two weeks, $1,748 semi-monthly or $3,496 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.

Against the 4 states Minnesota borders, the same $25 an hour is worth $41,949 here: North Dakota keeps $2,013 more ($43,962), South Dakota keeps $2,013 more ($43,962), Iowa keeps $648 more ($42,598) and Wisconsin keeps $475 more ($42,424). Iowa, North Dakota, South Dakota and Wisconsin are the only borders worth crossing for the tax alone.

Minnesota's starting rate of 5.35% is higher than most progressive states (which typically start at 1%-3%). This means even someone earning $30,000 pays a higher effective rate in Minnesota than they would in many other states. A $100,000 earner pays an effective rate around 6%-7% (approximately $6,000-$7,000 annually), while the same earner in a flat-tax state like Pennsylvania would pay $3,070 (3.07% flat, though PA may have local EIT). The high starting rate means most earners pay relatively high taxes compared to other states.

Related Tools