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North Dakota Overtime Calculator

Overtime in North Dakota is withheld on at your normal federal rate: there is no separate overtime tax rate. Federal law sets overtime at 1.5× your regular hourly rate past 40 hours in a workweek, and those hours face federal income tax, FICA of 7.65%, and North Dakota's graduated income tax (1.95% to 2.5%) in 2026, though the federal premium is now deductible when you file.

Is overtime taxed in North Dakota?

Yes, but not at a special rate: overtime in North Dakota is withheld on in the same federal brackets as regular wages plus North Dakota's graduated income tax (1.95% to 2.5%). For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). Bigger checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Against the 3 states North Dakota borders, the same ten overtime hours a week is worth $15,033 here: South Dakota keeps $135 more ($15,168), Montana leaves $857 less ($14,177) and Minnesota leaves $1,191 less ($13,842). South Dakota is the only border worth crossing for the tax alone.

See what your overtime hours actually add

Estimated take-home

$58,995 /yr

$2,269 per paycheck · $4,916/moFor $25/hr, 40 + 10 overtime hrs a week · North Dakota · single

Take-home 83%Taxes 17%

Calculation breakdown

  • Gross salary$71,500.00
  • Federal income tax−$6,900.00
  • FICA (Social Security & Medicare)−$5,469.75
  • State income tax (North Dakota)−$135.04
  • Total take-home$58,995.21

Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.

Estimate based on 2026 federal and North Dakota tax rules updated Oct 2026 How we calculate

Your details

More options Deductions & details · optional
Overtime adds $15,033/yr: you keep 77.09% of each overtime dollar.
No tax on overtime: $6,500 of this overtime is the deductible “half”. Claimed on your federal return, that's about $1,280 more back at tax time. See your refund →

What overtime hours are actually worth in North Dakota

On top of full-time pay at $25 an hour ($52,000 a year) in North Dakota, here is what each extra dollar survives federal tax, North Dakota income tax and FICA in 2026:

Overtime workedGrossNorth Dakota taxYou keepShare kept
5 OT hours a week$9,750$0$7,83480.3%
10 OT hours a week$19,500$135$15,03377.1%
15 OT hours a week$29,250$325$21,70274.2%

North Dakota takes about 0.7% of that money on top of the 15% federal marginal rate and 7.65% FICA.

How North Dakota ranks on overtime hours

Across all 50 states and DC, North Dakota ranks 9th for what ten overtime hours a week leaves in 2026. That is $773 more than the median state ($14,260), and $1,688 more than Oregon, where the same ten overtime hours a week leaves $13,345.

The best outcome anywhere is $15,168 in Alaska and the other states with no wage income tax, $135 more than North Dakota keeps.

North Dakota overtime hours against the states next door

Crossing a state line changes what the same overtime hour is worth without changing what you are paid. Here is ten overtime hours a week in North Dakota against the states it borders:

StateState income taxYou keepvs North Dakota
North Dakota$135$15,033—
Minnesota$1,326$13,842$1,191 less
Montana$992$14,177$857 less
South DakotaNone$15,168$135 more

How overtime is taxed in North Dakota

Short answer: no: North Dakota does not tax overtime at a higher rate, and neither does the IRS. Overtime pay (1.5× your regular rate past 40 hours/week) is withheld on as ordinary income in the same federal and North Dakota brackets as the rest of your wages. Big overtime checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Here's the full picture.

  • Overtime rate is 1.5× your regular pay: Federal law requires at least 1.5 times your regular hourly rate for hours worked beyond 40 in a workweek. Some states and employers offer higher rates.
  • Withheld as ordinary income: There is no special tax rate for overtime pay. It's added to your regular wages and withheld on through the same federal brackets plus North Dakota's graduated income tax (1.95% to 2.5%).
  • The premium is deductible federally (2025-2028): When you file, the extra half of time-and-a-half the FLSA requires comes off your federal taxable income: up to $12,500, or $25,000 married filing jointly, phasing out above $150,000 of income. Social Security and Medicare still apply.
  • Higher income can mean higher withholding: Because overtime increases your total paycheck, your employer annualizes the higher amount when calculating withholding, which can result in a higher rate on the overtime portion.
  • You always take home more by working overtime: Even in a high tax bracket, you keep more than 50% of each overtime dollar. Higher taxes on overtime never mean you'd be better off working fewer hours.

Enter your hourly rate and overtime hours below to see your exact North Dakota take-home pay after all taxes.

Frequently Asked Questions

On your paycheck, overtime in North Dakota is ordinary wages: there is no special overtime tax rate. It's withheld on through North Dakota's graduated income tax (1.95% to 2.5%) along with the rest of your wages, and because overtime raises the pay period's total, a larger percentage of each overtime dollar may be withheld. The federal overtime deduction you claim at filing doesn't change North Dakota's withholding, which still applies to every overtime dollar.

Not fully. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). It's claimed on Schedule 1-A, phases out above $150,000 of income ($300,000 joint), and doesn't reduce Social Security or Medicare. It's a federal deduction, so don't assume North Dakota income tax follows it. Your employer still withholds on overtime unless you claim the deduction on a new W-4, so for most people it shows up as a bigger refund.

Overtime can push your annualized income into a higher bracket, but only the dollars above the threshold are taxed at the higher rate: you always take home more by working the hours. Priced for North Dakota: five overtime hours a week is worth $7,834 a year after tax, ten overtime hours a week is worth $15,033 a year after tax, fifteen overtime hours a week is worth $21,702 a year after tax, against $19,500 gross on the middle figure.

Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5× their regular rate beyond 40 hours in a workweek. North Dakota adds no daily-overtime rule on top of that federal floor. The calculator uses the standard 1.5× multiplier.

North Dakota follows the federal FLSA standard: at least 1.5× your regular rate for hours beyond 40 in a workweek, with no additional daily-overtime requirement. If you believe you're owed overtime, the North Dakota Department of Labor is the place to check. Our calculator uses the standard 1.5× multiplier.

Add regular earnings (rate × regular hours) to overtime earnings (rate × 1.5 × overtime hours), then subtract federal tax, North Dakota income tax and FICA. In North Dakota that leaves about 77.1% of each overtime dollar: $15,033 of the $19,500 that ten overtime hours a week adds over a year.

Against the 3 states North Dakota borders, the same ten overtime hours a week is worth $15,033 here: South Dakota keeps $135 more ($15,168), Montana leaves $857 less ($14,177) and Minnesota leaves $1,191 less ($13,842). South Dakota is the only border worth crossing for the tax alone.

North Dakota's zero-percent bracket covers the first $44,525 for singles or $89,050 for married filers: significantly larger than most states' low-income brackets. This means most middle-income earners pay little or no state income tax. A $75,000 earner pays an effective rate around 0.6%-1% (approximately $450-$750 annually), while the same earner in a flat-tax state like Pennsylvania would pay $2,300 (3.07% flat, though PA may have local EIT). North Dakota's rates are among the lowest in the nation.

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