Minnesota Tax Brackets
How to read this: Only the income within each bracket is taxed at that rate. Your total tax is the sum across brackets.
| Income Range | Tax Rate |
|---|---|
| $0 - $33,310 | 5.35% |
| $33,310 - $109,430 | 6.80% |
| $109,430 - $203,150 | 7.85% |
| $203,150+ | 9.85% |
Brackets shown for single filers. Married filing jointly brackets may differ. Use the calculator above to see your specific situation.
What People Get Wrong
“Progressive tax means I'll pay the top 9.85% on all my income in Minnesota.”
Minnesota's progressive system starts at 5.35% for the first $30,410-$44,580 of income (depending on filing status), and most middle-income earners pay effective rates around 6%-7.5%, not 9.85%. The 9.85% rate only applies to income above $199,830 (single) or $296,580 (married). Someone earning $100,000 pays an effective rate around 6%-7% (~ $6,000-$7,000 annually).
“Minnesota has low taxes because it's a Midwestern state.”
Minnesota's income tax starts at 5.35% (relatively high starting rate) and tops out at 9.85%, which is among the higher rates in the nation. A $100,000 earner in Minnesota pays around 6%-7% effective rate, while the same earner in a flat-tax state like Pennsylvania would pay $3,070 (3.07% flat, though PA may have local EIT), and in Illinois would pay $4,950 (4.95% flat). Minnesota's high starting rate means even lower earners pay more than in many other states, and high earners face the 9.85% top rate.
“The four brackets mean my tax is simple like flat-tax states.”
While Minnesota has only four brackets (simpler than states with many brackets), the brackets are progressive with rates ranging from 5.35% to 9.85%. Unlike flat-tax states where everyone pays the same percentage, Minnesota's progressive system means higher earners pay significantly higher effective rates The high starting rate (5.35%) also means even lower earners pay more than in states with lower starting brackets or flat taxes.
Key Facts That Affect Your Take-Home Pay
- Minnesota uses a progressive income tax system with four brackets, starting at 5.35% for the first $30,410 of income (single) or $44,580 (married) and escalating to a top rate of 9.85% for income above $199,830 (single) or $296,580 (married), making Minnesota's bracket structure relatively simple but with high rates across all brackets.
- Minnesota's progressive brackets have a relatively high starting rate (5.35%) compared to many other progressive states that start at 1%-3%, meaning even lower earners pay a higher percentage in Minnesota. For a $100,000 earner, income is taxed across multiple brackets creating an effective rate around 6%-7%, not the top 9.85% rate.
- Minnesota does not require local income tax withholding, so paycheck deductions remain the same everywhere. All Minnesota residents have the same income tax structure: only the state progressive brackets apply.
