Georgia Hourly Paycheck Calculator
An hourly wage in Georgia is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and a flat 5.19% Georgia income tax in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 5 states Georgia borders, the same $25 an hour is worth $41,886 here: Florida keeps $2,076 more ($43,962), Tennessee keeps $2,076 more ($43,962), North Carolina keeps $510 more ($42,396), South Carolina keeps $113 more ($41,999) and Alabama leaves $334 less ($41,552). Florida, North Carolina, South Carolina and Tennessee are the only borders worth crossing for the tax alone.
Estimated take-home
$1,611
every two weeks · $41,886 a year
For $25/hr, 40 hrs a week · Georgia · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Georgia income tax | − $79.85 | − $2,076 |
| Take-home pay | $1,611.00 | $41,886 |
FICA is Social Security plus Medicare.
Estimate based on 2026 federal and Georgia tax rules updated Oct 2026 How we calculate
Your details
More options 401(k), HSA, insurance, withholding…
Deductions & contributionspre-tax
Insurance & withholdingoptional
You keep
81¢of every dollar
On average you keep 81¢ of each dollar. Of your next $1,000, you’d keep about $752: the dashed line.
Insights
- Next $1,000
Every extra $1,000 you earn adds about $752 to your take-home. The other $248 goes to tax.
- In Texas
In Texas the same pay would leave you $2,076 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $56 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Effective tax rate 19.5%
Your details
Pay Type
Hourly Rate
Regular weekly hours (overtime applies to hours > 40)
Additional overtime hours at 1.5× rate (optional)
Pay Frequency
Filing Status
More options 401(k), HSA, FSA, insurance, dependents, withholding
Dependents
Children or other dependents you claim
Pre-tax Deductions
Typically 3-10% for matching, up to IRS limits
Health Savings Account (2026 limit: $4,400 individual, $8,750 family)
Flexible Spending Account (2026 limit: $3,400)
Pre-tax transit and parking benefits (2026 limit: $340/month)
Withholding & Benefits (Optional)
Extra amount to withhold for federal taxes per paycheck
Extra amount to withhold for state taxes per paycheck
Use this if you typically owe or receive a refund at tax time.
These deductions are taken after taxes are calculated.
Per paycheck
Per paycheck
Per paycheck
Advanced
Additional withholding
Extra amount to withhold from each paycheck
Take-home pay
$1,611
every two weeks · $41,886 a year
For $25/hr, 40 hrs a week · Georgia · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Georgia income tax | − $79.85 | − $2,076 |
| Take-home pay | $1,611.00 | $41,886 |
FICA is Social Security plus Medicare.
Effective tax rate 19.5% · You keep 81¢ of each dollar · Next $1,000 adds $752
Estimate based on 2026 federal and Georgia tax rules updated Oct 2026 How we calculate
You keep
81¢of every dollar
On average you keep 81¢ of each dollar. Of your next $1,000, you’d keep about $752: the dashed line.
- Next $1,000
Every extra $1,000 you earn adds about $752 to your take-home. The other $248 goes to tax.
- In Texas
In Texas the same pay would leave you $2,076 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $56 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- State income tax calculated for GA
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What common hourly wages leave in Georgia
Worked full time at 40 hours a week in Georgia, here is what common wages leave after federal tax, Georgia income tax and FICA in 2026:
| Wage | Gross | Georgia tax | You keep | Share kept |
|---|---|---|---|---|
| $18/hour | $37,440 | $1,320 | $30,943 | 82.6% |
| $25/hour | $52,000 | $2,076 | $41,886 | 80.5% |
| $35/hour | $72,800 | $3,156 | $56,889 | 78.1% |
Georgia takes about 4.0% of that money on top of the 8% federal marginal rate and 7.65% FICA.
How Georgia ranks on hourly wages
Across all 50 states and DC, Georgia ranks 37th for what $25 an hour leaves in 2026. That is $374 less than the median state ($42,260), and $2,212 more than Oregon, where the same $25 an hour leaves $39,674.
The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $2,076 more than Georgia keeps.
Georgia hourly wages against the states next door
Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Georgia against the states it borders:
| State | State income tax | You keep | vs Georgia |
|---|---|---|---|
| Georgia | $2,076 | $41,886 | — |
| Alabama | $2,410 | $41,552 | $334 less |
| Florida | None | $43,962 | $2,076 more |
| North Carolina | $1,566 | $42,396 | $510 more |
| South Carolina | $1,963 | $41,999 | $113 more |
| Tennessee | None | $43,962 | $2,076 more |
How hourly take-home pay is calculated in Georgia
Your hourly wage is just the starting point. Georgia workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.
- Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
- Georgia state income tax: Georgia taxes wages at a flat 5.19%, applied to each paycheck based on your annualized income.
- Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
- Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.
The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.
Frequently Asked Questions
Hourly wages in Georgia are subject to federal income tax (based on your annualized income and filing status), Georgia's flat 5.19% income tax, and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.
Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Georgia bracket. In Georgia it works out to $30,943 on $18 an hour, $41,886 on $25 an hour, $56,889 on $35 an hour: take-home, not gross.
Federal income tax (using progressive brackets based on your annualized income and filing status), a flat 5.19% Georgia income tax, Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).
Georgia's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Georgia have their own higher local minimums. Check your employer's offer against the current Georgia Department of Labor rates to verify compliance.
Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Georgia that is about $1,611 every two weeks, $1,745 semi-monthly or $3,491 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.
Against the 5 states Georgia borders, the same $25 an hour is worth $41,886 here: Florida keeps $2,076 more ($43,962), Tennessee keeps $2,076 more ($43,962), North Carolina keeps $510 more ($42,396), South Carolina keeps $113 more ($41,999) and Alabama leaves $334 less ($41,552). Florida, North Carolina, South Carolina and Tennessee are the only borders worth crossing for the tax alone.
Georgia taxes every dollar above the standard deduction ($12,000 single, $24,000 married) at the same 5.19% rate, so there are no brackets to move through. The deduction is what makes the effective rate rise with income: a $50,000 earner pays $1,972 (3.9% of salary) and a $200,000 earner pays $9,757 (4.9%). A raise is always taxed at 5.19%, which is simpler than progressive systems where a raise can push income into a higher bracket.
No. Georgia's 5.19% applies only to income above the standard deduction ($12,000 single, $24,000 married). A $75,000 earner pays $3,270 a year, an effective rate of 4.4%, which is still higher than flat-tax states like Pennsylvania (3.07% flat) or North Carolina (3.99% flat). The gap between the rate and your effective rate narrows as income rises.
Related Tools
- Georgia Take-Home Pay Calculator: Full salary and hourly calculator for Georgia
- Georgia Overtime Calculator: Add overtime hours to your Georgia paycheck estimate
- Hourly Paycheck Calculator: Hourly take-home pay for any state