South Carolina Hourly Paycheck Calculator
An hourly wage in South Carolina is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and South Carolina's graduated income tax (3% to 6%) in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 2 states South Carolina borders, the same $25 an hour is worth $41,999 here: North Carolina keeps $397 more ($42,396) and Georgia leaves $113 less ($41,886). North Carolina is the only border worth crossing for the tax alone.
Estimated take-home
$1,615
every two weeks · $41,999 a year
For $25/hr, 40 hrs a week · South Carolina · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| South Carolina income tax | − $75.50 | − $1,963 |
| Take-home pay | $1,615.35 | $41,999 |
FICA is Social Security plus Medicare.
Estimate based on 2026 federal and South Carolina tax rules updated Oct 2026 How we calculate
Your details
More options 401(k), HSA, insurance, withholding…
Deductions & contributionspre-tax
Insurance & withholdingoptional
You keep
81¢of every dollar
On average you keep 81¢ of each dollar. Of your next $1,000, you’d keep about $744: the dashed line.
Insights
- Next $1,000
Every extra $1,000 you earn adds about $744 to your take-home. The other $256 goes to tax.
- In Texas
In Texas the same pay would leave you $1,963 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $56 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Effective tax rate 19.2%
Your details
Pay Type
Hourly Rate
Regular weekly hours (overtime applies to hours > 40)
Additional overtime hours at 1.5× rate (optional)
Pay Frequency
Filing Status
More options 401(k), HSA, FSA, insurance, dependents, withholding
Dependents
Children or other dependents you claim
Pre-tax Deductions
Typically 3-10% for matching, up to IRS limits
Health Savings Account (2026 limit: $4,400 individual, $8,750 family)
Flexible Spending Account (2026 limit: $3,400)
Pre-tax transit and parking benefits (2026 limit: $340/month)
Withholding & Benefits (Optional)
Extra amount to withhold for federal taxes per paycheck
Extra amount to withhold for state taxes per paycheck
Use this if you typically owe or receive a refund at tax time.
These deductions are taken after taxes are calculated.
Per paycheck
Per paycheck
Per paycheck
Advanced
Additional withholding
Extra amount to withhold from each paycheck
Take-home pay
$1,615
every two weeks · $41,999 a year
For $25/hr, 40 hrs a week · South Carolina · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| South Carolina income tax | − $75.50 | − $1,963 |
| Take-home pay | $1,615.35 | $41,999 |
FICA is Social Security plus Medicare.
Effective tax rate 19.2% · You keep 81¢ of each dollar · Next $1,000 adds $744
Estimate based on 2026 federal and South Carolina tax rules updated Oct 2026 How we calculate
You keep
81¢of every dollar
On average you keep 81¢ of each dollar. Of your next $1,000, you’d keep about $744: the dashed line.
- Next $1,000
Every extra $1,000 you earn adds about $744 to your take-home. The other $256 goes to tax.
- In Texas
In Texas the same pay would leave you $1,963 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $56 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- State income tax calculated for SC
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What common hourly wages leave in South Carolina
Worked full time at 40 hours a week in South Carolina, here is what common wages leave after federal tax, South Carolina income tax and FICA in 2026:
| Wage | Gross | South Carolina tax | You keep | Share kept |
|---|---|---|---|---|
| $18/hour | $37,440 | $1,089 | $31,174 | 83.3% |
| $25/hour | $52,000 | $1,963 | $41,999 | 80.8% |
| $35/hour | $72,800 | $3,211 | $56,834 | 78.1% |
South Carolina takes about 3.8% of that money on top of the 8% federal marginal rate and 7.65% FICA.
How South Carolina ranks on hourly wages
Across all 50 states and DC, South Carolina ranks 33rd for what $25 an hour leaves in 2026. That is $261 less than the median state ($42,260), and $2,325 more than Oregon, where the same $25 an hour leaves $39,674.
The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $1,963 more than South Carolina keeps.
South Carolina hourly wages against the states next door
Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in South Carolina against the states it borders:
| State | State income tax | You keep | vs South Carolina |
|---|---|---|---|
| South Carolina | $1,963 | $41,999 | — |
| Georgia | $2,076 | $41,886 | $113 less |
| North Carolina | $1,566 | $42,396 | $397 more |
How hourly take-home pay is calculated in South Carolina
Your hourly wage is just the starting point. South Carolina workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.
- Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
- South Carolina state income tax: Wages are taxed through South Carolina's graduated income tax (3% to 6%), applied to each paycheck based on your annualized income and filing status.
- Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
- Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.
The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.
Frequently Asked Questions
Hourly wages in South Carolina are subject to federal income tax (based on your annualized income and filing status), South Carolina's graduated income tax (3% to 6%), and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.
Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and South Carolina bracket. In South Carolina it works out to $31,174 on $18 an hour, $41,999 on $25 an hour, $56,834 on $35 an hour: take-home, not gross.
Federal income tax (using progressive brackets based on your annualized income and filing status), South Carolina's graduated income tax (3% to 6%), Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).
South Carolina's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within South Carolina have their own higher local minimums. Check your employer's offer against the current South Carolina Department of Labor rates to verify compliance.
Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in South Carolina that is about $1,615 every two weeks, $1,750 semi-monthly or $3,500 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.
Against the 2 states South Carolina borders, the same $25 an hour is worth $41,999 here: North Carolina keeps $397 more ($42,396) and Georgia leaves $113 less ($41,886). North Carolina is the only border worth crossing for the tax alone.
South Carolina's 6.5% top rate is higher than many people expect for a 'low-cost' state. The compressed brackets mean someone earning $20,000 pays the same top rate (6.5%) as someone earning $200,000, making the 'progressive' label practically meaningless for most taxpayers. A $75,000 earner pays an effective rate around 6.2%-6.5% (approximately $4,650-$4,875 annually), while the same earner in a flat-tax state like Pennsylvania would pay $2,300 (3.07% flat, though PA may have local EIT). South Carolina's effective rate is among the higher rates in the nation for most earners.
Related Tools
- South Carolina Take-Home Pay Calculator: Full salary and hourly calculator for South Carolina
- South Carolina Overtime Calculator: Add overtime hours to your South Carolina paycheck estimate
- Hourly Paycheck Calculator: Hourly take-home pay for any state