Georgia Overtime Calculator

Not fully. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). It's claimed on Schedule 1-A, phases out above $150,000 of income ($300,000 joint), and doesn't reduce Social Security or Medicare. It's a federal deduction, so don't assume Georgia income tax follows it. Your employer still withholds on overtime unless you claim the deduction on a new W-4, so for most people it shows up as a bigger refund.

Overtime can push your annualized income into a higher bracket, but only the dollars above the threshold are taxed at the higher rate: you always take home more by working the hours. Priced for Georgia: five overtime hours a week is worth $7,328 a year after tax, ten overtime hours a week is worth $14,156 a year after tax, fifteen overtime hours a week is worth $20,509 a year after tax, against $19,500 gross on the middle figure.

Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5× their regular rate beyond 40 hours in a workweek. Georgia adds no daily-overtime rule on top of that federal floor. The calculator uses the standard 1.5× multiplier.

Georgia follows the federal FLSA standard: at least 1.5× your regular rate for hours beyond 40 in a workweek, with no additional daily-overtime requirement. If you believe you're owed overtime, the Georgia Department of Labor is the place to check. Our calculator uses the standard 1.5× multiplier.

Add regular earnings (rate × regular hours) to overtime earnings (rate × 1.5 × overtime hours), then subtract federal tax, Georgia income tax and FICA. In Georgia that leaves about 72.6% of each overtime dollar: $14,156 of the $19,500 that ten overtime hours a week adds over a year.

Against the 5 states Georgia borders, the same ten overtime hours a week is worth $14,156 here: Florida keeps $1,012 more ($15,168), Tennessee keeps $1,012 more ($15,168), North Carolina keeps $234 more ($14,390), Alabama keeps $37 more ($14,193) and South Carolina leaves $158 less ($13,998). Alabama, Florida, North Carolina and Tennessee are the only borders worth crossing for the tax alone.

Georgia exempts Social Security income from state taxation for all retirees, and provides additional exemptions for retirement income (pensions, 401(k) withdrawals) for residents 62 and older. This makes Georgia attractive for retirees, as they pay no state tax on Social Security and most retirement distributions. The $12,000 standard deduction also benefits retirees with lower fixed incomes.

Georgia taxes every dollar above the standard deduction ($12,000 single, $24,000 married) at the same 5.19% rate, so there are no brackets to move through. The deduction is what makes the effective rate rise with income: a $50,000 earner pays $1,972 (3.9% of salary) and a $200,000 earner pays $9,757 (4.9%). A raise is always taxed at 5.19%, which is simpler than progressive systems where a raise can push income into a higher bracket.