Washington Overtime Calculator
Overtime in Washington is withheld on at your normal federal rate: there is no separate overtime tax rate. Federal law sets overtime at 1.5× your regular hourly rate past 40 hours in a workweek, and those hours face federal income tax, FICA of 7.65%, and no state income tax in 2026, though the federal premium is now deductible when you file.
Is overtime taxed in Washington?
Overtime pay in Washington is withheld on like regular wages, at no special rate, and since Washington has no tax on wages (its capital-gains tax does not apply to paychecks), it only faces federal income tax and 7.65% FICA. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). Bigger checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Against the 2 states Washington borders, the same ten overtime hours a week is worth $14,898 here: Idaho leaves $763 less ($14,135) and Oregon leaves $1,553 less ($13,345). Washington beats every state it borders on this, so the commute only pays in the other direction.
See what your overtime hours actually add
Estimated take-home
$58,138 /yr
$2,236 per paycheck · $4,845/moFor $25/hr, 40 + 10 overtime hrs a week · Washington · single
Calculation breakdown
- Gross salary$71,500.00
- Federal income tax−$6,900.00
- FICA (Social Security & Medicare)−$5,469.75
- State & local taxes (Washington)−$991.82
- Total take-home$58,138.43
Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.
Estimate based on 2026 federal and Washington tax rules updated Oct 2026 How we calculate
Your details
More options Deductions & details · optional
Your details
Hourly Rate & Hours
Enter your hourly wage and hours worked
Regular hours (up to 40 per week)
Overtime hours at 1.5× rate ($37.50/hr)
Pay Frequency
How often you get paid
Location & Filing
Your state and filing status
More options Dependents, 401(k), HSA
Pre-Tax Deductions (Optional)
Reduce your taxable income
Percentage of gross pay
Annual Health Savings Account contribution
Estimated take-home pay
That’s $2,236 per paycheck · $4,845 per month.
For $25/hr, 40 + 10 overtime hrs a week · Washington · single
Calculation breakdown
- Gross salary$71,500.00
- Federal income tax−$6,900.00
- FICA (Social Security & Medicare)−$5,469.75
- State & local taxes (Washington)−$991.82
- Total take-home$58,138.43
Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.
Effective tax rate
18.7%
Total taxes (annual)
$13,361.57
You keep
81¢of every dollar
Your average dollar keeps 81¢. The next dollar you earn keeps 76¢: that’s the dashed line.
Estimate based on 2026 federal and Washington tax rules updated Oct 2026 How we calculate
Overtime Impact
Additional income from overtime hours
Additional Take-Home:
$14,898
You keep 76.40% of each overtime dollar
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Overtime: 10.0 hours/week at 1.5× rate ($37.50/hr)
- Overtime is withheld on like regular wages. For 2025-2028 its federal premium (the "half" of time-and-a-half) is deductible when you file, so part of that tax comes back as a refund.
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- WA Paid Family & Medical Leave: $577.12 per year
- WA Cares: $414.70 per year
- State income tax calculated for WA
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What overtime hours are actually worth in Washington
On top of full-time pay at $25 an hour ($52,000 a year) in Washington, here is what each extra dollar survives federal tax, no state income tax, FICA and WA payroll taxes in 2026:
| Overtime worked | Gross | Washington tax | You keep | Share kept |
|---|---|---|---|---|
| 5 OT hours a week | $9,750 | None | $7,699 | 79.0% |
| 10 OT hours a week | $19,500 | None | $14,898 | 76.4% |
| 15 OT hours a week | $29,250 | None | $21,622 | 73.9% |
Washington levies no income tax on wages, so beyond the 15% federal marginal rate and 7.65% FICA the only state deduction is WA payroll taxes, at 1.39%.
How Washington ranks on overtime hours
Across all 50 states and DC, Washington ranks 10th for what ten overtime hours a week leaves in 2026. That is $638 more than the median state ($14,260), and $1,553 more than Oregon, where the same ten overtime hours a week leaves $13,345.
The best outcome anywhere is $15,168 in Alaska and the other states with no wage income tax, $271 more than Washington keeps.
Washington overtime hours against the states next door
Crossing a state line changes what the same overtime hour is worth without changing what you are paid. Here is ten overtime hours a week in Washington against the states it borders:
How overtime is taxed in Washington
Short answer: no: overtime is not taxed at a higher rate, and Washington takes no income tax at all. At $25 an hour, ten overtime hours a week are worth $14,898 a year here, $1,553 more than the same hours would leave in Oregon. Big overtime checks can be over-withheld because withholding is calculated per paycheck; that evens out on your return. Here's the full picture.
- Overtime rate is 1.5× your regular pay: Federal law requires at least 1.5 times your regular hourly rate for hours worked beyond 40 in a workweek. Some states and employers offer higher rates.
- Withheld as ordinary income: federal only: There is no special tax rate for overtime pay. It's added to your regular wages and withheld on in the same federal brackets, and since Washington has no income tax, only federal tax and FICA apply.
- The premium is deductible federally (2025-2028): When you file, the extra half of time-and-a-half the FLSA requires comes off your federal taxable income: up to $12,500, or $25,000 married filing jointly, phasing out above $150,000 of income. Social Security and Medicare still apply.
- Higher income can mean higher withholding: Because overtime increases your total paycheck, your employer annualizes the higher amount when calculating withholding, which can result in a higher rate on the overtime portion.
- You always take home more by working overtime: Even in a high tax bracket, you keep more than 50% of each overtime dollar. Higher taxes on overtime never mean you'd be better off working fewer hours.
Enter your hourly rate and overtime hours below to see your exact Washington take-home pay after all taxes.
Frequently Asked Questions
As ordinary wages on your paycheck: there is no special overtime rate, and no Washington income tax to add. At $25 an hour full time, ten overtime hours a week add $19,500 gross and $14,898 after withholding, so you keep 76.4% of every overtime dollar. Big overtime weeks can be over-withheld because withholding is per paycheck; that evens out when you file.
Not fully. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). It's claimed on Schedule 1-A, phases out above $150,000 of income ($300,000 joint), and doesn't reduce Social Security or Medicare. Washington has no wage income tax to begin with. Your employer still withholds on overtime unless you claim the deduction on a new W-4, so for most people it shows up as a bigger refund.
Overtime can push your annualized income into a higher bracket, but only the dollars above the threshold are taxed at the higher rate: you always take home more by working the hours. Priced for Washington: five overtime hours a week is worth $7,699 a year after tax, ten overtime hours a week is worth $14,898 a year after tax, fifteen overtime hours a week is worth $21,622 a year after tax, against $19,500 gross on the middle figure.
Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5× their regular rate beyond 40 hours in a workweek. Washington adds no daily-overtime rule on top of that federal floor. The calculator uses the standard 1.5× multiplier.
Washington follows the federal FLSA standard: at least 1.5× your regular rate for hours beyond 40 in a workweek, with no additional daily-overtime requirement. If you believe you're owed overtime, the Washington Department of Labor is the place to check. Our calculator uses the standard 1.5× multiplier.
Add regular earnings (rate × regular hours) to overtime earnings (rate × 1.5 × overtime hours), then subtract federal tax and FICA. In Washington that leaves about 76.4% of each overtime dollar: $14,898 of the $19,500 that ten overtime hours a week adds over a year.
Against the 2 states Washington borders, the same ten overtime hours a week is worth $14,898 here: Idaho leaves $763 less ($14,135) and Oregon leaves $1,553 less ($13,345). Washington beats every state it borders on this, so the commute only pays in the other direction.
Washington taxes groceries at the full sales tax rate (unlike many states that exempt or reduce taxes on food), which can significantly impact lower-income families. Combined with sales tax rates that can reach 10%+ in some areas, big spenders may pay more in sales tax than they'd pay in income tax in moderate-tax states. A $200 weekly grocery bill includes $20+ in sales tax, and someone spending $10,000 annually on groceries pays $650-$1,000+ in sales tax, which can offset income tax savings for lower-income families.
Related Tools
- Washington Take-Home Pay Calculator: Full salary and hourly calculator for Washington
- Washington Hourly Paycheck Calculator: Calculate regular hourly pay in Washington
- No Tax on Overtime Calculator: What the federal overtime deduction adds to your refund
- Overtime Calculator: Overtime pay after taxes, for any state