Oregon Hourly Paycheck Calculator
An hourly wage in Oregon is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and Oregon's graduated income tax (4.75% to 9.9%) in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 4 states Oregon borders, the same $25 an hour is worth $39,674 here: Nevada keeps $4,288 more ($43,962), Washington keeps $3,567 more ($43,241), Idaho keeps $2,386 more ($42,059) and California keeps $2,290 more ($41,964). California, Idaho, Nevada and Washington are the only borders worth crossing for the tax alone.
Estimated take-home
$1,526
every two weeks · $39,674 a year
For $25/hr, 40 hrs a week · Oregon · local tax not included · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Oregon income tax | − $152.94 | − $3,976 |
| Paid Leave Oregon | − $12.00 | − $312 |
| Take-home pay | $1,525.91 | $39,674 |
FICA is Social Security plus Medicare.
Estimate based on 2026 federal and Oregon tax rules updated Oct 2026 How we calculate
Your details
More options 401(k), HSA, insurance, withholding…
Deductions & contributionspre-tax
Insurance & withholdingoptional
You keep
76¢of every dollar
On average you keep 76¢ of each dollar. Of your next $1,000, you’d keep about $710: the dashed line.
Insights
- In Texas
In Texas the same pay would leave you $4,288 more a year. Texas has no state income tax.
- Next $1,000
Every extra $1,000 you earn adds about $710 to your take-home. The other $290 goes to tax.
- 401(k)
Putting 5% into a 401(k) would save $2,600 a year but lower your take-home by only $2,061.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Effective tax rate 23.7%
Your details
Pay Type
Hourly Rate
Regular weekly hours (overtime applies to hours > 40)
Additional overtime hours at 1.5× rate (optional)
Pay Frequency
Filing Status
More options 401(k), HSA, FSA, insurance, dependents, withholding
Dependents
Children or other dependents you claim
Pre-tax Deductions
Typically 3-10% for matching, up to IRS limits
Health Savings Account (2026 limit: $4,400 individual, $8,750 family)
Flexible Spending Account (2026 limit: $3,400)
Pre-tax transit and parking benefits (2026 limit: $340/month)
Withholding & Benefits (Optional)
Extra amount to withhold for federal taxes per paycheck
Extra amount to withhold for state taxes per paycheck
Use this if you typically owe or receive a refund at tax time.
These deductions are taken after taxes are calculated.
Per paycheck
Per paycheck
Per paycheck
Advanced
Additional withholding
Extra amount to withhold from each paycheck
Take-home pay
$1,526
every two weeks · $39,674 a year
For $25/hr, 40 hrs a week · Oregon · local tax not included · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Oregon income tax | − $152.94 | − $3,976 |
| Paid Leave Oregon | − $12.00 | − $312 |
| Take-home pay | $1,525.91 | $39,674 |
FICA is Social Security plus Medicare.
Effective tax rate 23.7% · You keep 76¢ of each dollar · Next $1,000 adds $710
Estimate based on 2026 federal and Oregon tax rules updated Oct 2026 How we calculate
You keep
76¢of every dollar
On average you keep 76¢ of each dollar. Of your next $1,000, you’d keep about $710: the dashed line.
- In Texas
In Texas the same pay would leave you $4,288 more a year. Texas has no state income tax.
- Next $1,000
Every extra $1,000 you earn adds about $710 to your take-home. The other $290 goes to tax.
- 401(k)
Putting 5% into a 401(k) would save $2,600 a year but lower your take-home by only $2,061.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- Paid Leave Oregon: $312.00 per year
- State income tax calculated for OR
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What common hourly wages leave in Oregon
Worked full time at 40 hours a week in Oregon, here is what common wages leave after federal tax, Oregon income tax, FICA and Paid Leave Oregon in 2026:
| Wage | Gross | Oregon tax | You keep | Share kept |
|---|---|---|---|---|
| $18/hour | $37,440 | $2,702 | $29,336 | 78.4% |
| $25/hour | $52,000 | $3,976 | $39,674 | 76.3% |
| $35/hour | $72,800 | $5,796 | $53,812 | 73.9% |
Oregon takes about 7.6% of that money on top of the 8% federal marginal rate and 7.65% FICA, and Paid Leave Oregon takes another 0.60%.
How Oregon ranks on hourly wages
Across all 50 states and DC, Oregon ranks 51st for what $25 an hour leaves in 2026. That is $2,586 less than the median state ($42,260).
The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $4,288 more than Oregon keeps.
Oregon hourly wages against the states next door
Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Oregon against the states it borders:
| State | State income tax | You keep | vs Oregon |
|---|---|---|---|
| Oregon | $3,976 | $39,674 | — |
| California | $1,322 | $41,964 | $2,290 more |
| Idaho | $1,903 | $42,059 | $2,386 more |
| Nevada | None | $43,962 | $4,288 more |
| Washington | None | $43,241 | $3,567 more |
How hourly take-home pay is calculated in Oregon
Your hourly wage is just the starting point. Oregon workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.
- Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
- Oregon state income tax: Wages are taxed through Oregon's graduated income tax (4.75% to 9.9%), applied to each paycheck based on your annualized income and filing status. Local income taxes in some Oregon cities or counties are not included.
- Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
- Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.
The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.
Frequently Asked Questions
Hourly wages in Oregon are subject to federal income tax (based on your annualized income and filing status), Oregon's graduated income tax (4.75% to 9.9%), and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.
Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Oregon bracket. In Oregon it works out to $29,336 on $18 an hour, $39,674 on $25 an hour, $53,812 on $35 an hour: take-home, not gross.
Federal income tax (using progressive brackets based on your annualized income and filing status), Oregon's graduated income tax (4.75% to 9.9%), Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).
Oregon's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Oregon have their own higher local minimums. Check your employer's offer against the current Oregon Department of Labor rates to verify compliance.
Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Oregon that is about $1,526 every two weeks, $1,653 semi-monthly or $3,306 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.
Against the 4 states Oregon borders, the same $25 an hour is worth $39,674 here: Nevada keeps $4,288 more ($43,962), Washington keeps $3,567 more ($43,241), Idaho keeps $2,386 more ($42,059) and California keeps $2,290 more ($41,964). California, Idaho, Nevada and Washington are the only borders worth crossing for the tax alone.
Oregon partially exempts Social Security and retirement income for residents with federal AGI below $75,000 (single) or $150,000 (married). Higher-income retirees may still pay Oregon tax on retirement distributions. This creates a 'cliff effect' where exceeding the threshold by even $1 can trigger significant tax liability on retirement income. Lower-income retirees benefit more from the exemption than higher-income retirees.
Oregon has no state sales tax (one of five states with no sales tax), which benefits big spenders. However, the state compensates with high income tax rates (starting at 4.75%, topping out at 9.9%). Many people moving to Oregon for the 'no sales tax' benefit are surprised to find their income tax burden is actually higher than in many sales-tax states. A $100,000 earner pays an effective rate around 7%-8.75% (approximately $7,000-$8,750 annually), while the same earner in a flat-tax state like Pennsylvania would pay $3,070 (3.07% flat, though PA may have local EIT).
Related Tools
- Oregon Take-Home Pay Calculator: Full salary and hourly calculator for Oregon
- Oregon Overtime Calculator: Add overtime hours to your Oregon paycheck estimate
- Hourly Paycheck Calculator: Hourly take-home pay for any state