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Maine Overtime Calculator

Overtime in Maine is withheld on at your normal federal rate: there is no separate overtime tax rate. Federal law sets overtime at 1.5× your regular hourly rate past 40 hours in a workweek, and those hours face federal income tax, FICA of 7.65%, and Maine's graduated income tax (5.8% to 7.15%) in 2026, though the federal premium is now deductible when you file.

Is overtime taxed in Maine?

Yes, but not at a special rate: overtime in Maine is withheld on in the same federal brackets as regular wages plus Maine's graduated income tax (5.8% to 7.15%). For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). Bigger checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Against the 1 state Maine borders, the same ten overtime hours a week is worth $13,852 here: New Hampshire keeps $1,316 more ($15,168). New Hampshire is the only border worth crossing for the tax alone.

See what your overtime hours actually add

Estimated take-home

$55,128 /yr

$2,120 per paycheck · $4,594/moFor $25/hr, 40 + 10 overtime hrs a week · Maine · single

Take-home 77%Taxes 23%

Calculation breakdown

  • Gross salary$71,500.00
  • Federal income tax−$6,900.00
  • FICA (Social Security & Medicare)−$5,469.75
  • State income tax (Maine)−$4,002.33
  • Total take-home$55,127.92

Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.

Estimate based on 2026 federal and Maine tax rules updated Oct 2026 How we calculate

Your details

More options Deductions & details · optional
Overtime adds $13,852/yr: you keep 71.04% of each overtime dollar.
No tax on overtime: $6,500 of this overtime is the deductible “half”. Claimed on your federal return, that's about $1,280 more back at tax time. See your refund →

What overtime hours are actually worth in Maine

On top of full-time pay at $25 an hour ($52,000 a year) in Maine, here is what each extra dollar survives federal tax, Maine income tax and FICA in 2026:

Overtime workedGrossMaine taxYou keepShare kept
5 OT hours a week$9,750$658$7,17673.6%
10 OT hours a week$19,500$1,316$13,85271.0%
15 OT hours a week$29,250$2,007$20,02168.4%

Maine takes about 6.8% of that money on top of the 15% federal marginal rate and 7.65% FICA.

How Maine ranks on overtime hours

Across all 50 states and DC, Maine ranks 47th for what ten overtime hours a week leaves in 2026. That is $408 less than the median state ($14,260), and $507 more than Oregon, where the same ten overtime hours a week leaves $13,345.

The best outcome anywhere is $15,168 in Alaska and the other states with no wage income tax, $1,316 more than Maine keeps.

Maine overtime hours against the states next door

Crossing a state line changes what the same overtime hour is worth without changing what you are paid. Here is ten overtime hours a week in Maine against the states it borders:

StateState income taxYou keepvs Maine
Maine$1,316$13,852—
New HampshireNone$15,168$1,316 more

How overtime is taxed in Maine

Short answer: no: Maine does not tax overtime at a higher rate, and neither does the IRS. Overtime pay (1.5× your regular rate past 40 hours/week) is withheld on as ordinary income in the same federal and Maine brackets as the rest of your wages. Big overtime checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Here's the full picture.

  • Overtime rate is 1.5× your regular pay: Federal law requires at least 1.5 times your regular hourly rate for hours worked beyond 40 in a workweek. Some states and employers offer higher rates.
  • Withheld as ordinary income: There is no special tax rate for overtime pay. It's added to your regular wages and withheld on through the same federal brackets plus Maine's graduated income tax (5.8% to 7.15%).
  • The premium is deductible federally (2025-2028): When you file, the extra half of time-and-a-half the FLSA requires comes off your federal taxable income: up to $12,500, or $25,000 married filing jointly, phasing out above $150,000 of income. Social Security and Medicare still apply.
  • Higher income can mean higher withholding: Because overtime increases your total paycheck, your employer annualizes the higher amount when calculating withholding, which can result in a higher rate on the overtime portion.
  • You always take home more by working overtime: Even in a high tax bracket, you keep more than 50% of each overtime dollar. Higher taxes on overtime never mean you'd be better off working fewer hours.

Enter your hourly rate and overtime hours below to see your exact Maine take-home pay after all taxes.

Frequently Asked Questions

On your paycheck, overtime in Maine is ordinary wages: there is no special overtime tax rate. It's withheld on through Maine's graduated income tax (5.8% to 7.15%) along with the rest of your wages, and because overtime raises the pay period's total, a larger percentage of each overtime dollar may be withheld. The federal overtime deduction you claim at filing doesn't change Maine's withholding, which still applies to every overtime dollar.

Not fully. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). It's claimed on Schedule 1-A, phases out above $150,000 of income ($300,000 joint), and doesn't reduce Social Security or Medicare. It's a federal deduction, so don't assume Maine income tax follows it. Your employer still withholds on overtime unless you claim the deduction on a new W-4, so for most people it shows up as a bigger refund.

Overtime can push your annualized income into a higher bracket, but only the dollars above the threshold are taxed at the higher rate: you always take home more by working the hours. Priced for Maine: five overtime hours a week is worth $7,176 a year after tax, ten overtime hours a week is worth $13,852 a year after tax, fifteen overtime hours a week is worth $20,021 a year after tax, against $19,500 gross on the middle figure.

Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5× their regular rate beyond 40 hours in a workweek. Maine adds no daily-overtime rule on top of that federal floor. The calculator uses the standard 1.5× multiplier.

Maine follows the federal FLSA standard: at least 1.5× your regular rate for hours beyond 40 in a workweek, with no additional daily-overtime requirement. If you believe you're owed overtime, the Maine Department of Labor is the place to check. Our calculator uses the standard 1.5× multiplier.

Add regular earnings (rate × regular hours) to overtime earnings (rate × 1.5 × overtime hours), then subtract federal tax, Maine income tax and FICA. In Maine that leaves about 71.0% of each overtime dollar: $13,852 of the $19,500 that ten overtime hours a week adds over a year.

Against the 1 state Maine borders, the same ten overtime hours a week is worth $13,852 here: New Hampshire keeps $1,316 more ($15,168). New Hampshire is the only border worth crossing for the tax alone.

Maine's starting rate of 5.8% is higher than most progressive states (which typically start at 1%-3%). This means even someone earning $30,000 pays a higher effective rate in Maine than they would in many other states. A $75,000 earner pays an effective rate around 6%-6.5% (approximately $4,500-$4,875 annually), while the same earner in a flat-tax state like Pennsylvania would pay $2,300 (3.07% flat, though PA may have local EIT). The high starting rate means most earners pay relatively high taxes compared to other states.

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