Maine Hourly Paycheck Calculator
An hourly wage in Maine is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and Maine's graduated income tax (5.8% to 7.15%) in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 1 state Maine borders, the same $25 an hour is worth $41,276 here: New Hampshire keeps $2,686 more ($43,962). New Hampshire is the only border worth crossing for the tax alone.
Estimated take-home
$1,588
every two weeks · $41,276 a year
For $25/hr, 40 hrs a week · Maine · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Maine income tax | − $103.31 | − $2,686 |
| Take-home pay | $1,587.54 | $41,276 |
FICA is Social Security plus Medicare.
Estimate based on 2026 federal and Maine tax rules updated Oct 2026 How we calculate
Your details
More options 401(k), HSA, insurance, withholding…
Deductions & contributionspre-tax
Insurance & withholdingoptional
You keep
79¢of every dollar
On average you keep 79¢ of each dollar. Of your next $1,000, you’d keep about $736: the dashed line.
Insights
- Next $1,000
Every extra $1,000 you earn adds about $736 to your take-home. The other $264 goes to tax.
- In Texas
In Texas the same pay would leave you $2,686 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $55 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Effective tax rate 20.6%
Your details
Pay Type
Hourly Rate
Regular weekly hours (overtime applies to hours > 40)
Additional overtime hours at 1.5× rate (optional)
Pay Frequency
Filing Status
More options 401(k), HSA, FSA, insurance, dependents, withholding
Dependents
Children or other dependents you claim
Pre-tax Deductions
Typically 3-10% for matching, up to IRS limits
Health Savings Account (2026 limit: $4,400 individual, $8,750 family)
Flexible Spending Account (2026 limit: $3,400)
Pre-tax transit and parking benefits (2026 limit: $340/month)
Withholding & Benefits (Optional)
Extra amount to withhold for federal taxes per paycheck
Extra amount to withhold for state taxes per paycheck
Use this if you typically owe or receive a refund at tax time.
These deductions are taken after taxes are calculated.
Per paycheck
Per paycheck
Per paycheck
Advanced
Additional withholding
Extra amount to withhold from each paycheck
Take-home pay
$1,588
every two weeks · $41,276 a year
For $25/hr, 40 hrs a week · Maine · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Maine income tax | − $103.31 | − $2,686 |
| Take-home pay | $1,587.54 | $41,276 |
FICA is Social Security plus Medicare.
Effective tax rate 20.6% · You keep 79¢ of each dollar · Next $1,000 adds $736
Estimate based on 2026 federal and Maine tax rules updated Oct 2026 How we calculate
You keep
79¢of every dollar
On average you keep 79¢ of each dollar. Of your next $1,000, you’d keep about $736: the dashed line.
- Next $1,000
Every extra $1,000 you earn adds about $736 to your take-home. The other $264 goes to tax.
- In Texas
In Texas the same pay would leave you $2,686 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $55 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- State income tax calculated for ME
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What common hourly wages leave in Maine
Worked full time at 40 hours a week in Maine, here is what common wages leave after federal tax, Maine income tax and FICA in 2026:
| Wage | Gross | Maine tax | You keep | Share kept |
|---|---|---|---|---|
| $18/hour | $37,440 | $1,703 | $30,560 | 81.6% |
| $25/hour | $52,000 | $2,686 | $41,276 | 79.4% |
| $35/hour | $72,800 | $4,090 | $55,955 | 76.9% |
Maine takes about 5.2% of that money on top of the 8% federal marginal rate and 7.65% FICA.
How Maine ranks on hourly wages
Across all 50 states and DC, Maine ranks 50th for what $25 an hour leaves in 2026. That is $984 less than the median state ($42,260), and $1,602 more than Oregon, where the same $25 an hour leaves $39,674.
The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $2,686 more than Maine keeps.
Maine hourly wages against the states next door
Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Maine against the states it borders:
| State | State income tax | You keep | vs Maine |
|---|---|---|---|
| Maine | $2,686 | $41,276 | — |
| New Hampshire | None | $43,962 | $2,686 more |
How hourly take-home pay is calculated in Maine
Your hourly wage is just the starting point. Maine workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.
- Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
- Maine state income tax: Wages are taxed through Maine's graduated income tax (5.8% to 7.15%), applied to each paycheck based on your annualized income and filing status.
- Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
- Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.
The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.
Frequently Asked Questions
Hourly wages in Maine are subject to federal income tax (based on your annualized income and filing status), Maine's graduated income tax (5.8% to 7.15%), and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.
Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Maine bracket. In Maine it works out to $30,560 on $18 an hour, $41,276 on $25 an hour, $55,955 on $35 an hour: take-home, not gross.
Federal income tax (using progressive brackets based on your annualized income and filing status), Maine's graduated income tax (5.8% to 7.15%), Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).
Maine's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Maine have their own higher local minimums. Check your employer's offer against the current Maine Department of Labor rates to verify compliance.
Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Maine that is about $1,588 every two weeks, $1,720 semi-monthly or $3,440 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.
Against the 1 state Maine borders, the same $25 an hour is worth $41,276 here: New Hampshire keeps $2,686 more ($43,962). New Hampshire is the only border worth crossing for the tax alone.
Maine's starting rate of 5.8% is higher than most progressive states (which typically start at 1%-3%). This means even someone earning $30,000 pays a higher effective rate in Maine than they would in many other states. A $75,000 earner pays an effective rate around 6%-6.5% (approximately $4,500-$4,875 annually), while the same earner in a flat-tax state like Pennsylvania would pay $2,300 (3.07% flat, though PA may have local EIT). The high starting rate means most earners pay relatively high taxes compared to other states.
Related Tools
- Maine Take-Home Pay Calculator: Full salary and hourly calculator for Maine
- Maine Overtime Calculator: Add overtime hours to your Maine paycheck estimate
- Hourly Paycheck Calculator: Hourly take-home pay for any state