Ohio Overtime Calculator
Overtime in Ohio is withheld on at your normal federal rate: there is no separate overtime tax rate. Federal law sets overtime at 1.5× your regular hourly rate past 40 hours in a workweek, and those hours face federal income tax, FICA of 7.65%, and a 2.75% income tax (the first $26,050 of income is exempt) in 2026, though the federal premium is now deductible when you file.
Is overtime taxed in Ohio?
Yes, but not at a special rate: overtime in Ohio is withheld on in the same federal brackets as regular wages plus a 2.75% income tax (the first $26,050 of income is exempt). For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). Bigger checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Against the 5 states Ohio borders, the same ten overtime hours a week is worth $14,632 here: Indiana leaves $39 less ($14,593), Pennsylvania leaves $62 less ($14,570), Kentucky leaves $146 less ($14,486), Michigan leaves $293 less ($14,340) and West Virginia leaves $373 less ($14,259). Ohio beats every state it borders on this, so the commute only pays in the other direction.
See what your overtime hours actually add
Estimated take-home
$57,880 /yr
$2,226 per paycheck · $4,823/moFor $25/hr, 40 + 10 overtime hrs a week · Ohio · local tax not included · single
Calculation breakdown
- Gross salary$71,500.00
- Federal income tax−$6,900.00
- FICA (Social Security & Medicare)−$5,469.75
- State income tax (Ohio)−$1,249.88
- Total take-home$57,880.37
Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.
Estimate based on 2026 federal and Ohio tax rules updated Oct 2026 How we calculate
Your details
More options Deductions & details · optional
Your details
Hourly Rate & Hours
Enter your hourly wage and hours worked
Regular hours (up to 40 per week)
Overtime hours at 1.5× rate ($37.50/hr)
Pay Frequency
How often you get paid
Location & Filing
Your state and filing status
More options Dependents, 401(k), HSA
Pre-Tax Deductions (Optional)
Reduce your taxable income
Percentage of gross pay
Annual Health Savings Account contribution
Estimated take-home pay
That’s $2,226 per paycheck · $4,823 per month.
For $25/hr, 40 + 10 overtime hrs a week · Ohio · local tax not included · single
Calculation breakdown
- Gross salary$71,500.00
- Federal income tax−$6,900.00
- FICA (Social Security & Medicare)−$5,469.75
- State income tax (Ohio)−$1,249.88
- Total take-home$57,880.37
Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.
Effective tax rate
19.0%
Total taxes (annual)
$13,619.63
You keep
81¢of every dollar
Your average dollar keeps 81¢. The next dollar you earn keeps 75¢: that’s the dashed line.
Estimate based on 2026 federal and Ohio tax rules updated Oct 2026 How we calculate
Overtime Impact
Additional income from overtime hours
Additional Take-Home:
$14,632
You keep 75.04% of each overtime dollar
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Overtime: 10.0 hours/week at 1.5× rate ($37.50/hr)
- Overtime is withheld on like regular wages. For 2025-2028 its federal premium (the "half" of time-and-a-half) is deductible when you file, so part of that tax comes back as a refund.
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- State income tax calculated for OH
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What overtime hours are actually worth in Ohio
On top of full-time pay at $25 an hour ($52,000 a year) in Ohio, here is what each extra dollar survives federal tax, Ohio income tax and FICA in 2026:
| Overtime worked | Gross | Ohio tax | You keep | Share kept |
|---|---|---|---|---|
| 5 OT hours a week | $9,750 | $268 | $7,566 | 77.6% |
| 10 OT hours a week | $19,500 | $536 | $14,632 | 75.0% |
| 15 OT hours a week | $29,250 | $804 | $21,223 | 72.6% |
Ohio takes about 2.8% of that money on top of the 15% federal marginal rate and 7.65% FICA.
How Ohio ranks on overtime hours
Across all 50 states and DC, Ohio ranks 12th for what ten overtime hours a week leaves in 2026. That is $372 more than the median state ($14,260), and $1,287 more than Oregon, where the same ten overtime hours a week leaves $13,345.
The best outcome anywhere is $15,168 in Alaska and the other states with no wage income tax, $536 more than Ohio keeps.
Ohio overtime hours against the states next door
Crossing a state line changes what the same overtime hour is worth without changing what you are paid. Here is ten overtime hours a week in Ohio against the states it borders:
| State | State income tax | You keep | vs Ohio |
|---|---|---|---|
| Ohio | $536 | $14,632 | — |
| Indiana | $575 | $14,593 | $39 less |
| Kentucky | $683 | $14,486 | $146 less |
| Michigan | $829 | $14,340 | $293 less |
| Pennsylvania | $599 | $14,570 | $62 less |
| West Virginia | $910 | $14,259 | $373 less |
Local income tax on overtime hours in Ohio
8 jurisdictions in Ohio levy an income tax of their own on top of the state rate. The calculator above does not include them, so add this if you live or work in one:
| Jurisdiction | Resident rate | Cost on $71,500 |
|---|---|---|
| Youngstown | 2.75% | $1,966 |
| Columbus | 2.50% | $1,788 |
| Cleveland | 2.50% | $1,788 |
| Toledo | 2.50% | $1,788 |
| Akron | 2.50% | $1,788 |
| Dayton | 2.50% | $1,788 |
| Canton | 2.50% | $1,788 |
| Cincinnati | 1.80% | $1,287 |
How overtime is taxed in Ohio
Short answer: no: Ohio does not tax overtime at a higher rate, and neither does the IRS. Overtime pay (1.5× your regular rate past 40 hours/week) is withheld on as ordinary income in the same federal and Ohio brackets as the rest of your wages. Big overtime checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Here's the full picture.
- Overtime rate is 1.5× your regular pay: Federal law requires at least 1.5 times your regular hourly rate for hours worked beyond 40 in a workweek. Some states and employers offer higher rates.
- Withheld as ordinary income: There is no special tax rate for overtime pay. It's added to your regular wages and withheld on through the same federal brackets plus a 2.75% income tax (the first $26,050 of income is exempt).
- The premium is deductible federally (2025-2028): When you file, the extra half of time-and-a-half the FLSA requires comes off your federal taxable income: up to $12,500, or $25,000 married filing jointly, phasing out above $150,000 of income. Social Security and Medicare still apply.
- Higher income can mean higher withholding: Because overtime increases your total paycheck, your employer annualizes the higher amount when calculating withholding, which can result in a higher rate on the overtime portion.
- You always take home more by working overtime: Even in a high tax bracket, you keep more than 50% of each overtime dollar. Higher taxes on overtime never mean you'd be better off working fewer hours.
Enter your hourly rate and overtime hours below to see your exact Ohio take-home pay after all taxes.
Frequently Asked Questions
On your paycheck, overtime in Ohio is ordinary wages: there is no special overtime tax rate. It's withheld on through a 2.75% income tax (the first $26,050 of income is exempt) along with the rest of your wages, and because overtime raises the pay period's total, a larger percentage of each overtime dollar may be withheld. The federal overtime deduction you claim at filing doesn't change Ohio's withholding, which still applies to every overtime dollar.
Not fully. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). It's claimed on Schedule 1-A, phases out above $150,000 of income ($300,000 joint), and doesn't reduce Social Security or Medicare. It's a federal deduction, so don't assume Ohio income tax follows it. Your employer still withholds on overtime unless you claim the deduction on a new W-4, so for most people it shows up as a bigger refund.
Overtime can push your annualized income into a higher bracket, but only the dollars above the threshold are taxed at the higher rate: you always take home more by working the hours. Priced for Ohio: five overtime hours a week is worth $7,566 a year after tax, ten overtime hours a week is worth $14,632 a year after tax, fifteen overtime hours a week is worth $21,223 a year after tax, against $19,500 gross on the middle figure.
Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5× their regular rate beyond 40 hours in a workweek. Ohio adds no daily-overtime rule on top of that federal floor. The calculator uses the standard 1.5× multiplier.
Ohio follows the federal FLSA standard: at least 1.5× your regular rate for hours beyond 40 in a workweek, with no additional daily-overtime requirement. If you believe you're owed overtime, the Ohio Department of Labor is the place to check. Our calculator uses the standard 1.5× multiplier.
Add regular earnings (rate × regular hours) to overtime earnings (rate × 1.5 × overtime hours), then subtract federal tax, Ohio income tax and FICA. In Ohio that leaves about 75.0% of each overtime dollar: $14,632 of the $19,500 that ten overtime hours a week adds over a year.
Against the 5 states Ohio borders, the same ten overtime hours a week is worth $14,632 here: Indiana leaves $39 less ($14,593), Pennsylvania leaves $62 less ($14,570), Kentucky leaves $146 less ($14,486), Michigan leaves $293 less ($14,340) and West Virginia leaves $373 less ($14,259). Ohio beats every state it borders on this, so the commute only pays in the other direction.
If you work in Columbus, you pay Columbus's 2.5% income tax regardless of where you live. If you live in Columbus but work elsewhere, you pay based on your residence. This creates a situation where your work location and residence both affect your tax burden. Many Ohio cities have local income taxes, so where you work significantly impacts your paycheck.
For lower and middle-income earners, yes. Ohio's zero-percent bracket on the first $26,050 means most lower and middle-income earners pay very little state income tax. However, many Ohio cities add local income taxes (typically 1%-2.5%), which can double or triple your total tax burden depending on where you work. A $75,000 earner in Columbus might pay $1,750 state plus $1,875 local ($3,625 total), while the same earner in a city without local tax pays only $1,750 state.
Related Tools
- Ohio Take-Home Pay Calculator: Full salary and hourly calculator for Ohio
- Ohio Hourly Paycheck Calculator: Calculate regular hourly pay in Ohio
- No Tax on Overtime Calculator: What the federal overtime deduction adds to your refund
- Overtime Calculator: Overtime pay after taxes, for any state