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Missouri Overtime Calculator

Overtime in Missouri is withheld on at your normal federal rate: there is no separate overtime tax rate. Federal law sets overtime at 1.5× your regular hourly rate past 40 hours in a workweek, and those hours face federal income tax, FICA of 7.65%, and Missouri's graduated income tax (2% to 4.7%) in 2026, though the federal premium is now deductible when you file.

Is overtime taxed in Missouri?

Yes, but not at a special rate: overtime in Missouri is withheld on in the same federal brackets as regular wages plus Missouri's graduated income tax (2% to 4.7%). For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). Bigger checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Against the 8 states Missouri borders, the same ten overtime hours a week is worth $14,252 here: Tennessee keeps $917 more ($15,168), Kentucky keeps $234 more ($14,486), Iowa keeps $176 more ($14,427), Arkansas keeps $156 more ($14,408), Oklahoma keeps $39 more ($14,291), Nebraska keeps $29 more ($14,281), Illinois leaves $49 less ($14,203) and Kansas leaves $172 less ($14,080). Arkansas, Iowa, Kentucky, Nebraska, Oklahoma and Tennessee are the only borders worth crossing for the tax alone.

See what your overtime hours actually add

Estimated take-home

$56,707 /yr

$2,181 per paycheck · $4,726/moFor $25/hr, 40 + 10 overtime hrs a week · Missouri · local tax not included · single

Take-home 79%Taxes 21%

Calculation breakdown

  • Gross salary$71,500.00
  • Federal income tax−$6,900.00
  • FICA (Social Security & Medicare)−$5,469.75
  • State income tax (Missouri)−$2,423.17
  • Total take-home$56,707.08

Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.

Estimate based on 2026 federal and Missouri tax rules updated Oct 2026 How we calculate

Your details

Not included
More options Deductions & details · optional
Overtime adds $14,252/yr: you keep 73.09% of each overtime dollar.
No tax on overtime: $6,500 of this overtime is the deductible “half”. Claimed on your federal return, that's about $1,280 more back at tax time. See your refund →

What overtime hours are actually worth in Missouri

On top of full-time pay at $25 an hour ($52,000 a year) in Missouri, here is what each extra dollar survives federal tax, Missouri income tax and FICA in 2026:

Overtime workedGrossMissouri taxYou keepShare kept
5 OT hours a week$9,750$458$7,37675.6%
10 OT hours a week$19,500$917$14,25273.1%
15 OT hours a week$29,250$1,375$20,65370.6%

Missouri takes about 4.7% of that money on top of the 15% federal marginal rate and 7.65% FICA.

How Missouri ranks on overtime hours

Across all 50 states and DC, Missouri ranks 28th for what ten overtime hours a week leaves in 2026, tied with 1 other state that levy no income tax on wages. That is $8 less than the median state ($14,260), and $907 more than Oregon, where the same ten overtime hours a week leaves $13,345.

The best outcome anywhere is $15,168 in Alaska and the other states with no wage income tax, $917 more than Missouri keeps.

Missouri overtime hours against the states next door

Crossing a state line changes what the same overtime hour is worth without changing what you are paid. Here is ten overtime hours a week in Missouri against the states it borders:

StateState income taxYou keepvs Missouri
Missouri$917$14,252—
Arkansas$761$14,408$156 more
Illinois$965$14,203$49 less
Iowa$741$14,427$176 more
Kansas$1,088$14,080$172 less
Kentucky$683$14,486$234 more
Nebraska$887$14,281$29 more
Oklahoma$878$14,291$39 more
TennesseeNone$15,168$917 more

Local income tax on overtime hours in Missouri

2 jurisdictions in Missouri levy an income tax of their own on top of the state rate. The calculator above does not include them, so add this if you live or work in one:

JurisdictionResident rateCost on $71,500
Kansas City1.00%$715
St. Louis1.00%$715

How overtime is taxed in Missouri

Short answer: no: Missouri does not tax overtime at a higher rate, and neither does the IRS. Overtime pay (1.5× your regular rate past 40 hours/week) is withheld on as ordinary income in the same federal and Missouri brackets as the rest of your wages. Big overtime checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Here's the full picture. Missouri is not alone: New Mexico leave exactly the same $14,252.

  • Overtime rate is 1.5× your regular pay: Federal law requires at least 1.5 times your regular hourly rate for hours worked beyond 40 in a workweek. Some states and employers offer higher rates.
  • Withheld as ordinary income: There is no special tax rate for overtime pay. It's added to your regular wages and withheld on through the same federal brackets plus Missouri's graduated income tax (2% to 4.7%).
  • The premium is deductible federally (2025-2028): When you file, the extra half of time-and-a-half the FLSA requires comes off your federal taxable income: up to $12,500, or $25,000 married filing jointly, phasing out above $150,000 of income. Social Security and Medicare still apply.
  • Higher income can mean higher withholding: Because overtime increases your total paycheck, your employer annualizes the higher amount when calculating withholding, which can result in a higher rate on the overtime portion.
  • You always take home more by working overtime: Even in a high tax bracket, you keep more than 50% of each overtime dollar. Higher taxes on overtime never mean you'd be better off working fewer hours.

Enter your hourly rate and overtime hours below to see your exact Missouri take-home pay after all taxes.

Frequently Asked Questions

On your paycheck, overtime in Missouri is ordinary wages: there is no special overtime tax rate. It's withheld on through Missouri's graduated income tax (2% to 4.7%) along with the rest of your wages, and because overtime raises the pay period's total, a larger percentage of each overtime dollar may be withheld. The federal overtime deduction you claim at filing doesn't change Missouri's withholding, which still applies to every overtime dollar.

Not fully. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). It's claimed on Schedule 1-A, phases out above $150,000 of income ($300,000 joint), and doesn't reduce Social Security or Medicare. It's a federal deduction, so don't assume Missouri income tax follows it. Your employer still withholds on overtime unless you claim the deduction on a new W-4, so for most people it shows up as a bigger refund.

Overtime can push your annualized income into a higher bracket, but only the dollars above the threshold are taxed at the higher rate: you always take home more by working the hours. Priced for Missouri: five overtime hours a week is worth $7,376 a year after tax, ten overtime hours a week is worth $14,252 a year after tax, fifteen overtime hours a week is worth $20,653 a year after tax, against $19,500 gross on the middle figure.

Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5× their regular rate beyond 40 hours in a workweek. Missouri adds no daily-overtime rule on top of that federal floor. The calculator uses the standard 1.5× multiplier.

Missouri follows the federal FLSA standard: at least 1.5× your regular rate for hours beyond 40 in a workweek, with no additional daily-overtime requirement. If you believe you're owed overtime, the Missouri Department of Labor is the place to check. Our calculator uses the standard 1.5× multiplier.

Add regular earnings (rate × regular hours) to overtime earnings (rate × 1.5 × overtime hours), then subtract federal tax, Missouri income tax and FICA. In Missouri that leaves about 73.1% of each overtime dollar: $14,252 of the $19,500 that ten overtime hours a week adds over a year.

Against the 8 states Missouri borders, the same ten overtime hours a week is worth $14,252 here: Tennessee keeps $917 more ($15,168), Kentucky keeps $234 more ($14,486), Iowa keeps $176 more ($14,427), Arkansas keeps $156 more ($14,408), Oklahoma keeps $39 more ($14,291), Nebraska keeps $29 more ($14,281), Illinois leaves $49 less ($14,203) and Kansas leaves $172 less ($14,080). Arkansas, Iowa, Kentucky, Nebraska, Oklahoma and Tennessee are the only borders worth crossing for the tax alone. Missouri is not alone: New Mexico leave exactly the same $14,252.

Missouri has nine brackets (more than most states), which creates complexity, but the top rate is only 4%: lower than many flat-tax states like Illinois (4.95%) or Massachusetts (5.0%). The many brackets mean you move through small increments quickly, but most earners effectively pay close to 4% on most income. A $75,000 earner pays an effective rate very close to 4% (approximately $3,000 annually), while the same earner in Illinois would pay $3,713 (4.95% flat). The real surprise is the sales tax rates, which can reach 10.85% in some areas, completely offsetting the low income tax for big spenders.

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