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Mississippi Hourly Paycheck Calculator

An hourly wage in Mississippi is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and a flat 4% Mississippi income tax in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 4 states Mississippi borders, the same $25 an hour is worth $41,974 here: Tennessee keeps $1,988 more ($43,962), Louisiana keeps $814 more ($42,788), Arkansas keeps $144 more ($42,118) and Alabama leaves $422 less ($41,552). Arkansas, Louisiana and Tennessee are the only borders worth crossing for the tax alone.

Estimated take-home

$1,614

every two weeks · $41,974 a year

For $25/hr, 40 hrs a week · Mississippi · single

Take-home 81%Taxes & deductions 19%

Pay stub

ItemPer paycheckPer year
Gross pay$2,000.00$52,000
Federal income tax− $156.15− $4,060
Social Security (FICA)− $124.00− $3,224
Medicare (FICA)− $29.00− $754
Mississippi income tax− $76.46− $1,988
Take-home pay$1,614.38$41,974

FICA is Social Security plus Medicare.

Estimate based on 2026 federal and Mississippi tax rules updated Oct 2026 How we calculate

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You keep

81¢of every dollar

On average you keep 81¢ of each dollar. Of your next $1,000, you’d keep about $764: the dashed line.

Insights

  • Next $1,000

    Every extra $1,000 you earn adds about $764 to your take-home. The other $236 goes to tax.

  • In Texas

    In Texas the same pay would leave you $1,988 more a year. Texas has no state income tax.

  • Overtime

    One more overtime hour a week ($37.50) would add about $57 to each paycheck after withholding.

State comparisons cover income and payroll taxes only; living costs and other taxes differ.

Effective tax rate 19.3%

What common hourly wages leave in Mississippi

Worked full time at 40 hours a week in Mississippi, here is what common wages leave after federal tax, Mississippi income tax and FICA in 2026:

WageGrossMississippi taxYou keepShare kept
$18/hour$37,440$1,406$30,85782.4%
$25/hour$52,000$1,988$41,97480.7%
$35/hour$72,800$2,820$57,22578.6%

Mississippi takes about 3.8% of that money on top of the 8% federal marginal rate and 7.65% FICA.

How Mississippi ranks on hourly wages

Across all 50 states and DC, Mississippi ranks 34th for what $25 an hour leaves in 2026. That is $286 less than the median state ($42,260), and $2,300 more than Oregon, where the same $25 an hour leaves $39,674.

The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $1,988 more than Mississippi keeps.

Mississippi hourly wages against the states next door

Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Mississippi against the states it borders:

StateState income taxYou keepvs Mississippi
Mississippi$1,988$41,974—
Alabama$2,410$41,552$422 less
Arkansas$1,844$42,118$144 more
Louisiana$1,174$42,788$814 more
TennesseeNone$43,962$1,988 more

How hourly take-home pay is calculated in Mississippi

Your hourly wage is just the starting point. Mississippi workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.

  • Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
  • Mississippi state income tax: Mississippi taxes wages at a flat 4%, applied to each paycheck based on your annualized income.
  • Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
  • Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.

The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.

Frequently Asked Questions

Hourly wages in Mississippi are subject to federal income tax (based on your annualized income and filing status), Mississippi's flat 4% income tax, and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.

Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Mississippi bracket. In Mississippi it works out to $30,857 on $18 an hour, $41,974 on $25 an hour, $57,225 on $35 an hour: take-home, not gross.

Federal income tax (using progressive brackets based on your annualized income and filing status), a flat 4% Mississippi income tax, Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).

Mississippi's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Mississippi have their own higher local minimums. Check your employer's offer against the current Mississippi Department of Labor rates to verify compliance.

Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Mississippi that is about $1,614 every two weeks, $1,749 semi-monthly or $3,498 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.

Against the 4 states Mississippi borders, the same $25 an hour is worth $41,974 here: Tennessee keeps $1,988 more ($43,962), Louisiana keeps $814 more ($42,788), Arkansas keeps $144 more ($42,118) and Alabama leaves $422 less ($41,552). Arkansas, Louisiana and Tennessee are the only borders worth crossing for the tax alone.

Mississippi taxes income above a $2,300 standard deduction ($4,600 married) at a single flat 4% rate. A $75,000 earner pays $2,908 (3.9% of salary) and a $150,000 earner pays $5,908 (3.9%), so nearly every earner pays close to the full rate. The structure is easy to understand, and the rate is higher than flat-tax states like Pennsylvania (3.07%) and about level with North Carolina (3.99%).

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