Delaware Overtime Calculator
Overtime in Delaware is withheld on at your normal federal rate: there is no separate overtime tax rate. Federal law sets overtime at 1.5× your regular hourly rate past 40 hours in a workweek, and those hours face federal income tax, FICA of 7.65%, and Delaware's graduated income tax (2.2% to 6.6%) in 2026, though the federal premium is now deductible when you file.
Is overtime taxed in Delaware?
Yes, but not at a special rate: overtime in Delaware is withheld on in the same federal brackets as regular wages plus Delaware's graduated income tax (2.2% to 6.6%). For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). Bigger checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Against the 3 states Delaware borders, the same ten overtime hours a week is worth $13,999 here: Pennsylvania keeps $570 more ($14,570), Maryland keeps $243 more ($14,242) and New Jersey keeps $9 more ($14,008). Maryland, New Jersey and Pennsylvania are the only borders worth crossing for the tax alone.
See what your overtime hours actually add
Estimated take-home
$55,642 /yr
$2,140 per paycheck · $4,637/moFor $25/hr, 40 + 10 overtime hrs a week · Delaware · local tax not included · single
Calculation breakdown
- Gross salary$71,500.00
- Federal income tax−$6,900.00
- FICA (Social Security & Medicare)−$5,469.75
- State income tax (Delaware)−$3,488.00
- Total take-home$55,642.25
Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.
Estimate based on 2026 federal and Delaware tax rules updated Oct 2026 How we calculate
Your details
More options Deductions & details · optional
Your details
Hourly Rate & Hours
Enter your hourly wage and hours worked
Regular hours (up to 40 per week)
Overtime hours at 1.5× rate ($37.50/hr)
Pay Frequency
How often you get paid
Location & Filing
Your state and filing status
More options Dependents, 401(k), HSA
Pre-Tax Deductions (Optional)
Reduce your taxable income
Percentage of gross pay
Annual Health Savings Account contribution
Estimated take-home pay
That’s $2,140 per paycheck · $4,637 per month.
For $25/hr, 40 + 10 overtime hrs a week · Delaware · local tax not included · single
Calculation breakdown
- Gross salary$71,500.00
- Federal income tax−$6,900.00
- FICA (Social Security & Medicare)−$5,469.75
- State income tax (Delaware)−$3,488.00
- Total take-home$55,642.25
Gross includes regular and overtime pay; see detailed inputs for per-paycheck splits.
Effective tax rate
22.2%
Total taxes (annual)
$15,857.75
You keep
78¢of every dollar
Your average dollar keeps 78¢. The next dollar you earn keeps 72¢: that’s the dashed line.
Estimate based on 2026 federal and Delaware tax rules updated Oct 2026 How we calculate
Overtime Impact
Additional income from overtime hours
Additional Take-Home:
$13,999
You keep 71.79% of each overtime dollar
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Overtime: 10.0 hours/week at 1.5× rate ($37.50/hr)
- Overtime is withheld on like regular wages. For 2025-2028 its federal premium (the "half" of time-and-a-half) is deductible when you file, so part of that tax comes back as a refund.
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- Delaware Paid Leave is withheld from paychecks in this state and is not included in this estimate, so your actual take-home will be slightly lower.
- State income tax calculated for DE
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What overtime hours are actually worth in Delaware
On top of full-time pay at $25 an hour ($52,000 a year) in Delaware, here is what each extra dollar survives federal tax, Delaware income tax and FICA in 2026:
| Overtime worked | Gross | Delaware tax | You keep | Share kept |
|---|---|---|---|---|
| 5 OT hours a week | $9,750 | $541 | $7,293 | 74.8% |
| 10 OT hours a week | $19,500 | $1,169 | $13,999 | 71.8% |
| 15 OT hours a week | $29,250 | $1,812 | $20,215 | 69.1% |
Delaware takes about 6.0% of that money on top of the 15% federal marginal rate and 7.65% FICA.
How Delaware ranks on overtime hours
Across all 50 states and DC, Delaware ranks 44th for what ten overtime hours a week leaves in 2026. That is $261 less than the median state ($14,260), and $654 more than Oregon, where the same ten overtime hours a week leaves $13,345.
The best outcome anywhere is $15,168 in Alaska and the other states with no wage income tax, $1,169 more than Delaware keeps.
Delaware overtime hours against the states next door
Crossing a state line changes what the same overtime hour is worth without changing what you are paid. Here is ten overtime hours a week in Delaware against the states it borders:
| State | State income tax | You keep | vs Delaware |
|---|---|---|---|
| Delaware | $1,169 | $13,999 | — |
| Maryland | $926 | $14,242 | $243 more |
| New Jersey | $1,078 | $14,008 | $9 more |
| Pennsylvania | $599 | $14,570 | $570 more |
Local income tax on overtime hours in Delaware
1 jurisdiction in Delaware levy an income tax of their own on top of the state rate. The calculator above does not include them, so add this if you live or work in one:
| Jurisdiction | Resident rate | Cost on $71,500 |
|---|---|---|
| Wilmington | 1.25% | $894 |
How overtime is taxed in Delaware
Short answer: no: Delaware does not tax overtime at a higher rate, and neither does the IRS. Overtime pay (1.5× your regular rate past 40 hours/week) is withheld on as ordinary income in the same federal and Delaware brackets as the rest of your wages. Big overtime checks can have more withheld up front because withholding is calculated per paycheck, but that evens out on your tax return. Here's the full picture.
- Overtime rate is 1.5× your regular pay: Federal law requires at least 1.5 times your regular hourly rate for hours worked beyond 40 in a workweek. Some states and employers offer higher rates.
- Withheld as ordinary income: There is no special tax rate for overtime pay. It's added to your regular wages and withheld on through the same federal brackets plus Delaware's graduated income tax (2.2% to 6.6%).
- The premium is deductible federally (2025-2028): When you file, the extra half of time-and-a-half the FLSA requires comes off your federal taxable income: up to $12,500, or $25,000 married filing jointly, phasing out above $150,000 of income. Social Security and Medicare still apply.
- Higher income can mean higher withholding: Because overtime increases your total paycheck, your employer annualizes the higher amount when calculating withholding, which can result in a higher rate on the overtime portion.
- You always take home more by working overtime: Even in a high tax bracket, you keep more than 50% of each overtime dollar. Higher taxes on overtime never mean you'd be better off working fewer hours.
Enter your hourly rate and overtime hours below to see your exact Delaware take-home pay after all taxes.
Frequently Asked Questions
On your paycheck, overtime in Delaware is ordinary wages: there is no special overtime tax rate. It's withheld on through Delaware's graduated income tax (2.2% to 6.6%) along with the rest of your wages, and because overtime raises the pay period's total, a larger percentage of each overtime dollar may be withheld. The federal overtime deduction you claim at filing doesn't change Delaware's withholding, which still applies to every overtime dollar.
Not fully. For 2025-2028 the federal premium, the "half" of time-and-a-half, is also deductible when you file, up to $12,500 ($25,000 married filing jointly). It's claimed on Schedule 1-A, phases out above $150,000 of income ($300,000 joint), and doesn't reduce Social Security or Medicare. It's a federal deduction, so don't assume Delaware income tax follows it. Your employer still withholds on overtime unless you claim the deduction on a new W-4, so for most people it shows up as a bigger refund.
Overtime can push your annualized income into a higher bracket, but only the dollars above the threshold are taxed at the higher rate: you always take home more by working the hours. Priced for Delaware: five overtime hours a week is worth $7,293 a year after tax, ten overtime hours a week is worth $13,999 a year after tax, fifteen overtime hours a week is worth $20,215 a year after tax, against $19,500 gross on the middle figure.
Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5× their regular rate beyond 40 hours in a workweek. Delaware adds no daily-overtime rule on top of that federal floor. The calculator uses the standard 1.5× multiplier.
Delaware follows the federal FLSA standard: at least 1.5× your regular rate for hours beyond 40 in a workweek, with no additional daily-overtime requirement. If you believe you're owed overtime, the Delaware Department of Labor is the place to check. Our calculator uses the standard 1.5× multiplier.
Add regular earnings (rate × regular hours) to overtime earnings (rate × 1.5 × overtime hours), then subtract federal tax, Delaware income tax and FICA. In Delaware that leaves about 71.8% of each overtime dollar: $13,999 of the $19,500 that ten overtime hours a week adds over a year.
Against the 3 states Delaware borders, the same ten overtime hours a week is worth $13,999 here: Pennsylvania keeps $570 more ($14,570), Maryland keeps $243 more ($14,242) and New Jersey keeps $9 more ($14,008). Maryland, New Jersey and Pennsylvania are the only borders worth crossing for the tax alone.
It depends on your spending patterns and income level. Big spenders will save significantly on sales tax, but Delaware compensates with higher income tax rates (up to 6.6%). A high earner in Delaware pays up to 6.6% income tax, which could be higher than what they'd pay in a flat-tax state like Pennsylvania (3.07% flat). The lack of sales tax benefits big spenders, but high earners may still pay more in income tax than in lower-tax states.
Related Tools
- Delaware Take-Home Pay Calculator: Full salary and hourly calculator for Delaware
- Delaware Hourly Paycheck Calculator: Calculate regular hourly pay in Delaware
- No Tax on Overtime Calculator: What the federal overtime deduction adds to your refund
- Overtime Calculator: Overtime pay after taxes, for any state