Connecticut Hourly Paycheck Calculator
An hourly wage in Connecticut is reduced by federal income tax, FICA of 7.65% (6.2% Social Security up to the annual wage base plus 1.45% Medicare), and Connecticut's graduated income tax (2% to 6.99%) in 2026. Enter your wage and hours to see net pay for any pay frequency. Against the 3 states Connecticut borders, the same $25 an hour is worth $41,852 here: Rhode Island keeps $580 more ($42,432), New York leaves $357 less ($41,495) and Massachusetts leaves $509 less ($41,343). Rhode Island is the only border worth crossing for the tax alone.
Estimated take-home
$1,610
every two weeks · $41,852 a year
For $25/hr, 40 hrs a week · Connecticut · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Connecticut income tax | − $81.15 | − $2,110 |
| Take-home pay | $1,609.69 | $41,852 |
FICA is Social Security plus Medicare.
Estimate based on 2026 federal and Connecticut tax rules updated Oct 2026 How we calculate
Your details
More options 401(k), HSA, insurance, withholding…
Deductions & contributionspre-tax
Insurance & withholdingoptional
You keep
80¢of every dollar
On average you keep 80¢ of each dollar. Of your next $1,000, you’d keep about $749: the dashed line.
Insights
- Next $1,000
Every extra $1,000 you earn adds about $749 to your take-home. The other $251 goes to tax.
- In Texas
In Texas the same pay would leave you $2,110 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $56 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Effective tax rate 19.5%
Your details
Pay Type
Hourly Rate
Regular weekly hours (overtime applies to hours > 40)
Additional overtime hours at 1.5× rate (optional)
Pay Frequency
Filing Status
More options 401(k), HSA, FSA, insurance, dependents, withholding
Dependents
Children or other dependents you claim
Pre-tax Deductions
Typically 3-10% for matching, up to IRS limits
Health Savings Account (2026 limit: $4,400 individual, $8,750 family)
Flexible Spending Account (2026 limit: $3,400)
Pre-tax transit and parking benefits (2026 limit: $340/month)
Withholding & Benefits (Optional)
Extra amount to withhold for federal taxes per paycheck
Extra amount to withhold for state taxes per paycheck
Use this if you typically owe or receive a refund at tax time.
These deductions are taken after taxes are calculated.
Per paycheck
Per paycheck
Per paycheck
Advanced
Additional withholding
Extra amount to withhold from each paycheck
Take-home pay
$1,610
every two weeks · $41,852 a year
For $25/hr, 40 hrs a week · Connecticut · single
Pay stub
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000 |
| Federal income tax | − $156.15 | − $4,060 |
| Social Security (FICA) | − $124.00 | − $3,224 |
| Medicare (FICA) | − $29.00 | − $754 |
| Connecticut income tax | − $81.15 | − $2,110 |
| Take-home pay | $1,609.69 | $41,852 |
FICA is Social Security plus Medicare.
Effective tax rate 19.5% · You keep 80¢ of each dollar · Next $1,000 adds $749
Estimate based on 2026 federal and Connecticut tax rules updated Oct 2026 How we calculate
You keep
80¢of every dollar
On average you keep 80¢ of each dollar. Of your next $1,000, you’d keep about $749: the dashed line.
- Next $1,000
Every extra $1,000 you earn adds about $749 to your take-home. The other $251 goes to tax.
- In Texas
In Texas the same pay would leave you $2,110 more a year. Texas has no state income tax.
- Overtime
One more overtime hour a week ($37.50) would add about $56 to each paycheck after withholding.
State comparisons cover income and payroll taxes only; living costs and other taxes differ.
Assumptions & notes What this estimate includes and leaves out
Assumptions & Notes
- Federal tax uses the 2026 standard deduction ($16100.00)
- FICA: Social Security 6.2% up to the wage base, Medicare 1.45% plus 0.9% above $200,000. 401(k) deferrals are included; HSA, FSA and commuter benefits are not.
- Connecticut Paid Leave is withheld from paychecks in this state and is not included in this estimate, so your actual take-home will be slightly lower.
- State income tax calculated for CT
- State tax uses 2026 rates, brackets, and standard deductions (Tax Foundation). County/city income taxes and credit phase-outs are not included.
What common hourly wages leave in Connecticut
Worked full time at 40 hours a week in Connecticut, here is what common wages leave after federal tax, Connecticut income tax and FICA in 2026:
| Wage | Gross | Connecticut tax | You keep | Share kept |
|---|---|---|---|---|
| $18/hour | $37,440 | $1,435 | $30,828 | 82.3% |
| $25/hour | $52,000 | $2,110 | $41,852 | 80.5% |
| $35/hour | $72,800 | $3,254 | $56,791 | 78.0% |
Connecticut takes about 4.1% of that money on top of the 8% federal marginal rate and 7.65% FICA.
How Connecticut ranks on hourly wages
Across all 50 states and DC, Connecticut ranks 39th for what $25 an hour leaves in 2026. That is $408 less than the median state ($42,260), and $2,178 more than Oregon, where the same $25 an hour leaves $39,674.
The best outcome anywhere is $43,962 in Alaska and the other states with no wage income tax, $2,110 more than Connecticut keeps.
Connecticut hourly wages against the states next door
Crossing a state line changes what the same hourly wage is worth without changing what you are paid. Here is $25 an hour in Connecticut against the states it borders:
| State | State income tax | You keep | vs Connecticut |
|---|---|---|---|
| Connecticut | $2,110 | $41,852 | — |
| Massachusetts | $2,380 | $41,343 | $509 less |
| New York | $2,211 | $41,495 | $357 less |
| Rhode Island | $1,530 | $42,432 | $580 more |
How hourly take-home pay is calculated in Connecticut
Your hourly wage is just the starting point. Connecticut workers pay federal and state taxes on their annualized income, plus mandatory FICA contributions. Here's exactly how it works.
- Annualized income determines your bracket: Your employer annualizes your hourly income (hourly rate × hours × 52 weeks) to determine the correct withholding for each paycheck.
- Connecticut state income tax: Wages are taxed through Connecticut's graduated income tax (2% to 6.99%), applied to each paycheck based on your annualized income and filing status.
- Social Security and Medicare: FICA taxes are 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. These are fixed percentages with no deductions or exemptions.
- Pre-tax deductions reduce your taxable income: Contributions to a 401(k), HSA, or FSA are deducted before taxes are calculated, lowering both your taxable income and your tax bill.
The calculator combines all these factors to show your exact take-home pay per paycheck, per month, and annually.
Frequently Asked Questions
Hourly wages in Connecticut are subject to federal income tax (based on your annualized income and filing status), Connecticut's graduated income tax (2% to 6.99%), and FICA taxes (Social Security at 6.2% up to the annual wage base and Medicare at 1.45%). The calculator annualizes your hourly income to determine the correct tax bracket, then shows your actual per-paycheck take-home.
Multiply your hourly rate by your weekly hours, then by 52: $25/hour × 40 hours × 52 weeks is $52,000 a year. That annualized figure sets your federal and Connecticut bracket. In Connecticut it works out to $30,828 on $18 an hour, $41,852 on $25 an hour, $56,791 on $35 an hour: take-home, not gross.
Federal income tax (using progressive brackets based on your annualized income and filing status), Connecticut's graduated income tax (2% to 6.99%), Social Security tax (6.2% up to the wage base, currently $176,100 for 2026), and Medicare tax (1.45% on all income, plus 0.9% for earnings over $200,000 if single or $250,000 if married).
Connecticut's minimum wage is set by state law and may be higher than the federal minimum of $7.25 per hour. Some cities within Connecticut have their own higher local minimums. Check your employer's offer against the current Connecticut Department of Labor rates to verify compliance.
Your total annual tax is the same however often you're paid; only the per-paycheck withholding changes. On $25 an hour in Connecticut that is about $1,610 every two weeks, $1,744 semi-monthly or $3,488 a month after tax. The calculator adjusts withholding for weekly, bi-weekly, semi-monthly and monthly periods.
Against the 3 states Connecticut borders, the same $25 an hour is worth $41,852 here: Rhode Island keeps $580 more ($42,432), New York leaves $357 less ($41,495) and Massachusetts leaves $509 less ($41,343). Rhode Island is the only border worth crossing for the tax alone.
Connecticut only partially exempts Social Security and retirement income for residents with federal AGI below $75,000 (single) or $100,000 (married). Higher-income retirees may still pay Connecticut income tax on retirement distributions, unlike states that fully exempt retirement income regardless of income level. This creates a 'cliff effect' where exceeding the threshold by even $1 can trigger significant tax liability on retirement income.
Related Tools
- Connecticut Take-Home Pay Calculator: Full salary and hourly calculator for Connecticut
- Connecticut Overtime Calculator: Add overtime hours to your Connecticut paycheck estimate
- Hourly Paycheck Calculator: Hourly take-home pay for any state