Software Engineer Take-Home Pay in San Francisco, California

Software Engineers in San Francisco typically make $220,000 base salary per year (at top tech companies). Here's what you'll actually take home after taxes.Note: Salary data sourced from Levels.fyi and reflects base salary only. Total compensation often includes significant equity (RSUs) and bonuses.

Median take-home: $145,671 / year

Entry Level

Salary: $180,000

$120,099

$10,008 / month

Median

Salary: $220,000

$145,671

$12,139 / month

Senior Level

Salary: $400,000

$245,980

$20,498 / month

Tax Breakdown for $220,000 Salary

Federal Tax

$43,044

State Tax

$17,462

FICA (SS + Medicare)

$13,823

Effective Tax Rate

33.79%

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Typically 3-10% for matching, up to IRS limits

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Flexible Spending Account (2024 limit: $3,200)

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Pre-tax transit and parking benefits (2024 limit: $315/month)

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Take-Home Pay

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